Which Card Should I Apply for First?

mrfufoppss · ‎03-24-2020

Since US bank is Very tight on Inquirys..i would go for that one first..Then Discover Seconds After 😂 plus your already preapproved with discover..so no need to pull the trigger with them First

AOD FCU PLOC 10,000
NAVY FED CLOC 3000

Gmood1 · ‎03-24-2020

Your scores will recover. Please do what makes you comfortable though. I'd rather take the hit now for both and allow them to grow old together.

There are two types of people. Those that buy, drive and enjoy the cars they love. And those that just admire the cars they buy. Placing them in a climate controlled garage to look at.

The same goes for credit scores.

Which one are you?😉

Anonymous · ‎03-24-2020

Discover. Mine has grown a lot in the four plus years vs. my three plus years with USB.

Anonymous · ‎03-24-2020

@Gmood1 wrote:
Your scores will recover. Please do what makes you comfortable though. I'd rather take the hit now for both and allow them to grow old together.

There are two types of people. Those that buy, drive and enjoy the cars they love. And those that just admire the cars they buy. Placing them in a climate controlled garage to look at.
The same goes for credit scores.
Which one are you?😉

Good way of looking at it. Thanks!

M_Smart007 · ‎03-24-2020

@Anonymous ..If it were me, since you are going to take an AoYA hit anyhow, I would get both cards.

And also they can age together. I think you would be just fine with two ... JMHO

M_Smart007 · ‎03-24-2020

I type to slow, @Gmood1 beat me to the punch

M_Smart007 · ‎03-24-2020

@Gmood1 wrote:
Your scores will recover. Please do what makes you comfortable though. I'd rather take the hit now for both and allow them to grow old together.

There are two types of people. Those that buy, drive and enjoy the cars they love. And those that just admire the cars they buy. Placing them in a climate controlled garage to look at.
The same goes for credit scores.
Which one are you?😉

@Gmood1

Anonymous · ‎03-24-2020

I will keep posted tomorrow. Hopefully in the Approvals forum?!🤞

Thank you everyone for your input!

blindambition · ‎03-24-2020

@Anonymous wrote:
Very tempting to apply for both now since that would only leave me with one goal card left. Maybe I'll apply for the two back to back tomorrow, then off to the garden again for awhile. Well, I guess it really doesn't matter at this point which to apply for first!

There's also benefit of aging together. Only one hit at once.