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Which Cards Approve with High UTI?

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Anonymous
Not applicable

Which Cards Approve with High UTI?

Are there any balance transfer card that can potentially give approval with high uti, currently 73% overall.

Message 1 of 3
2 REPLIES 2
AverageJoesCredit
Legendary Contributor

Re: Which Cards Approve with High UTI?

Not sure. Most of the really good bt cards are usually from the prime lenders and they usually require good credit to get one. If you can add any more data points on your profile, perhaps someone with more experience can offer better adviceSmiley Wink
Message 2 of 3
Anonymous
Not applicable

Re: Which Cards Approve with High UTI?

73% doesn't tell us how many cards you have that are maxed out, meaning greater than 89% utilization.

 

Having one or more maxed out cards might get you denied, even if your aggregate utilization is lower than maxed out.

 

Why do you want more credit if you are already topped off on what you have?

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