Which Chase CC - Opinions ???

[Anonymous]

So I appd for Slate ten day's ago and was instantly approved for 5500 CL. I have several new accounts that will be showing up on my CR's in the next 30 day's, and knowing how Chase has recently started declining people for "too many new accounts", I'm thinking if I want one more Chase card, I'd better app now. I'm thinking if I don't, I might not get approved for another Chase for two year's. I was thinking of going for Freedom, Sapphire, or possibly the United. United just sent me a 50K offer with 2K spend requirement within 90 day's. My only issue with going for the CSP is the 4K spend requirement. I already have a few other cards I need to take care of and adding another 4K right now doesn't sit well with me. But if you were going to choose one additional Chase, which one and why ??? Do you think I should definitely app now or do you think if I wait a couple of month's, with those new account's reporting, I'll still get approved ???
My EX FICO is 780 w/12 INQ's and less than 1% UTI. Thanks.

[Santi78342]

Do you travel often? Do you usually fly United? Do you like rotating category cards? Does the Freedom's next quarterly categories sound good to you? Have you opened more than 5 cards in the last two years? If you have, you should probably go for a co-branded card. Do any of their hotel cards interest you? Ritz, Hyatt, Mariott, etc. 

Your score could get you approved for any of their cards IMO. As long as you have a decent credit history.

And obviously if you can't meet the $4k CSP spend, don't app for it.

[Anonymous]

Freedom, you will get the 200 dollar bonus!

[redpat]

It only applies to CSP and Freedom.  Not co-branded cards such as United.

I have seen by getting the CSP and then tranfer the UR to United to get 70K plus miles.  Need to get to the 4k spend though.

If you do this you need to get CSP first and United later.  

Also you can't transfer Freedom for UR if you don't have CSP.

I think this how it works, IMO.

Good luck!

[Anonymous]

I like the CSP. 

The CSP/Freedom combo is great. I believe if you go into a Chase branch the Spend is only 2k still. 

I also like my United card. United is 1000 dollar for bounus which is about a free flight in the continental us. 

In order to use your UR for travel redemption you must have the CSP to transfer UR from the Freedom. If you dont plan on going anywhere for a while you can app for the Freedom and build up you UR and in a year or 2 when you can hit the CSP spend app for it. I expect to get a nice free trip out of using these cards for me and my wife for our 10 year. 

[Kb109]

I got turned down by Chase for too many new accounts even though I have NO baddies whatsoever (scores are in my signature), have a long relationship with them, never had a late payment, $150,000 income, etc. I don't know what their deal is but I'm pissed.

[Anonymous]

Sorry you were declined. Their new policy is pathetic! I can see if someone opened 20 new accounts!

How many new accounts do you have?