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Which bureaus banks used this time

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Robert0769d
Member

Which bureaus banks used this time

I wanted to give this info because I've seen a lot of people ask.

I'm in Southern California.

*Chase Freedom used Experian
*Alliant Singature Card used Equifax
*Ducks Unlimited used all 3 bureaus with a HP on Equifax, they said there should be a HP on all 3 but I haven't seen that yet
*Bank of America Cash used Experian
*PayPal Cashback MasterCard used Equifax
*US Bank Cash+ used Experian
AAoA 2 years, 0 Late/Derogatory/Collections, AVG score 750
Amex Blue Cash (20k), Amex Lowe's Business (20k), Alliant Signature (15k), PayPal Cashbacks (12k), Amazon Store Card (10k), AAdvantage World Elite (4,200), Chase Freedom (2,500)
Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Which bureaus banks used this time

My last app was Citi AAdvantage last month, Citi pulled TU.

I am in PA.

Message 2 of 14
patoot10
Frequent Contributor

Re: Which bureaus banks used this time

Interesting

 

I live in the same area and synchrony always pull TU except for Walmart LLC cards where they pull EX for Walmart and Sams Club.

 

Also US Bank is was a TU pull in 3 applications.

 

Haven't applied for Ducks but virtually everyone mentioned EX HP and of course Chase is always EX.

 

No idea about Alliant and for BofA they pull EX in CA by default but they will manually settle for TU




Message 3 of 14
Anonymous
Not applicable

Re: Which bureaus banks used this time

My last CC app was with Chase in early 2018, I'm in SC and they pulled EX and EQ.

 

I may app for another soon and I'll update with whatever gets pulled this time.

 

Message 4 of 14
Robert0769d
Member

Re: Which bureaus banks used this time

Interesting. I wish someone would pull my TU. I have 3 on EQ, 1 on TU and 12 on EX. :/ That EX is kicking my arse
AAoA 2 years, 0 Late/Derogatory/Collections, AVG score 750
Amex Blue Cash (20k), Amex Lowe's Business (20k), Alliant Signature (15k), PayPal Cashbacks (12k), Amazon Store Card (10k), AAdvantage World Elite (4,200), Chase Freedom (2,500)
Message 5 of 14
patoot10
Frequent Contributor

Re: Which bureaus banks used this time

^^

 

EX is the major bureau in the US. All the high end banks pull it in most areas (Amex/Chase/Citi/Wells/BofA) and even if they double pull EX is always there. Not to mention CUs and Car dealers they also love pulling EX. I think military CUs like EQ but there is a tiny portion of the population that depend on those accounts. Point is keep EX clean and minimize HPs on it as much as possible which is doable.




Message 6 of 14
Robert0769d
Member

Re: Which bureaus banks used this time

Yep, recently moved and opened a business so lots of HP
AAoA 2 years, 0 Late/Derogatory/Collections, AVG score 750
Amex Blue Cash (20k), Amex Lowe's Business (20k), Alliant Signature (15k), PayPal Cashbacks (12k), Amazon Store Card (10k), AAdvantage World Elite (4,200), Chase Freedom (2,500)
Message 7 of 14
Gotham-
Frequent Contributor

Re: Which bureaus banks used this time

In January 2019 Citi Simplicity pulled Experian and Equifax

I know some else mentioned EXPERIAN

Well It is The GODHEAD of the Credit Trinity

Hey anyone remember the website that gave us this info... it was credit something .com 😆
2018 Dec Starting Score: 700
Current Score: 778
Achieved Goal Score 2020: 800

Take the myFICO Fitness Challenge

Message 8 of 14
Queen_Etherea
Valued Contributor

Re: Which bureaus banks used this time

When I apped for the PayPal MC 2%, they pulled TU only. I'm also in Southern California. 

I think I've found the sacred map that may lead me to this garden everyone keeps talking about.



Officially collection free as of 3/19/19!!
STARTING SCORES: 377 (11/2013) & 580 (3/2018)
Message 9 of 14
Anonymous
Not applicable

Re: Which bureaus banks used this time

In May Citi pulled my EX, in July they pulled EX and EQ. Amex pulled EX recently too. I live in Texas.

Message 10 of 14
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