@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
... I wouldn't risk it for a triple pull.
Nor would I.
As someone who is with the three lenders inquired about, I'd rank them : BoA, BoA, Boa, with the other two being a (distant) toss-up. For me, a deciding factor is Cap1 costs 3 HPs to approve (or deny) and tends to bucket. Others might feel differently.
BoA with a 2017 BK?
Yeah, I didn't advise to app them -- only how I would rank them. I'm not sure how long they rquire post BK but they do have a prequal site.
But now that you mention it, if the choice is wait for BoA or app for Cap1 or WF, I'd wait for BoA.
BoA doesn't have true prequals. You can put a fake social in and get an offer.
I actually don't like BoA. Burned them in my BK and don't feel bad about it at all. Wells Fargo has Propel which is a pretty decent card.
My personal ranking of creditors is NFCU > Capital One > AMEX > Disco > Citi > Synchrony
@Anonymous With your successes, I think it's probably time to hit the garden and let them age for 6 months before adding any more, especially if you have your eye on the Savor which Capital One can be strict with.
