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My Experian score just went up (but my others are still low). Who does Cap1 pull for CLI? If it's EX, I need to pull the trigger today while the gettin' good!
If its TU...I'm toast.
@Anonymouswrote:My Experian score just went up (but my others are still low). Who does Cap1 pull for CLI? If it's EX, I need to pull the trigger today while the gettin' good!
If its TU...I'm toast.
If I'm not mistaken they use EQ FICO 5 (Mortgage Version).
Thanks so much Treasurecredit and UncleB!
@UncleB@SouthJamaica wrote:
I just know that for CLI's [Cap 1 was] using FICO 5 based on EQ data -- usually 1 1/2 to 2 months out of date. It took me a long time to figure that out
The biggest issue for me is that it is 1 1/2 months out of date. ![]()
I've read there's no harm in applying, so maybe I just hit the button every week until my high score I'll have this week is 1 1/2 months old!!