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Who does your credit union pull from?

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jdxprs1
Frequent Contributor

Who does your credit union pull from?

I'm currently with dominion credit union. They always pull equifax fico 5 score for everything.
Last app 1/2/2017.
In the garden until at least 6/2/2017.
Message 1 of 10
9 REPLIES 9
Loquat
Moderator Emeritus

Re: Who does your credit union pull from?

I'm with PenFed (EQ pull) and NFCU (TU pull).

Message 2 of 10
jdxprs1
Frequent Contributor

Re: Who does your credit union pull from?

What scores do they use?
Last app 1/2/2017.
In the garden until at least 6/2/2017.
Message 3 of 10
heyryan
Frequent Contributor

Re: Who does your credit union pull from?


@Loquat wrote:

I'm with PenFed (EQ pull) and NFCU (TU pull).


NFCU doesn't just use TU. They've used EQ and TU for me, and if you look at the credit pulls DB, there are some EX  entries in there as well.

Personal:
AmEx Gold NPSL

Business:

Credit Unions:

Banks:



(TU Split File - FIXED!)

Message 4 of 10
DeeBee78
Valued Contributor

Re: Who does your credit union pull from?


@jdxprs1 wrote:
I'm currently with dominion credit union. They always pull equifax fico 5 score for everything.

Im with DCU, and they're EQ pullers, and use the FICO 05 model.

Message 5 of 10
garagebandking
Regular Contributor

Re: Who does your credit union pull from?

In NJ

NFCU - TU for membership/CC, EQ for CLOC, and when both of those were frozen they used EX for CLI

PenFed - EQ for everything (used the same membership HP for my CCs/OD/auto loan

USAA - Wanted to pull EX but it was on ice and they were willing to pull EQ for the CC

DCU - EQ for membership

Message 6 of 10
jdxprs1
Frequent Contributor

Re: Who does your credit union pull from?

Which version do they use?
Last app 1/2/2017.
In the garden until at least 6/2/2017.
Message 7 of 10
MyLoFICO
Valued Contributor

Re: Who does your credit union pull from?

Resource 1. Equifax. They pull the Fico that show the lowest score for me for that particular day.  


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 8 of 10
Anonymous
Not applicable

Re: Who does your credit union pull from?

where can I find the "credit pulls database" ?

 

Message 9 of 10
heyryan
Frequent Contributor

Re: Who does your credit union pull from?

Google: credit pulls database

First listing - it's another forum, and apparently it's a no-no to link directly to them.

Personal:
AmEx Gold NPSL

Business:

Credit Unions:

Banks:



(TU Split File - FIXED!)

Message 10 of 10
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