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Who would give the highest credit limit?

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baller4life
Super Contributor

Re: Who would give the highest credit limit?

Yes you have to join. All are eligible thru joining one of their organizations with like a $10/$20 fee.
Message 21 of 29
FinStar
Moderator Emeritus

Re: Who would give the highest credit limit?


@NRB525 wrote:

@FinStar wrote:

@Anonymous wrote:

@gdale6 wrote:

Forget the Duck/Beaver cards that train left the station over a year ago now.


Yep.. That gravy train crashed a long time ago...


And, boy did it crash big time for a lot of people... Thankfully, mine survived!

 

Train Wreck 2.gif


To be fair, I presume those passengers on the Duck Card Express who actually live in Oregon were allowed to switch trains, are now steaming through verdant green valleys, viewing antelope frolicking in the distance, and were not subjected to the flaming, twisting, smoking wreckage flying off the non-existent bridge? Smiley Happy

 

So if OP and friend live in OR, the Duck (or Beaver) cards would be an option.


Good point.  Other than the Duck or Beaver cards, they still have the NICE Perks (Rewards) and NICE Platinum Visa (low APR) for Oregon residents.

Message 22 of 29
1_2
Contributor

Re: Who would give the highest credit limit?


@FinStar wrote:

@NRB525 wrote:

@FinStar wrote:

@Anonymous wrote:

@gdale6 wrote:

Forget the Duck/Beaver cards that train left the station over a year ago now.


Yep.. That gravy train crashed a long time ago...


And, boy did it crash big time for a lot of people... Thankfully, mine survived!

 

Train Wreck 2.gif


To be fair, I presume those passengers on the Duck Card Express who actually live in Oregon were allowed to switch trains, are now steaming through verdant green valleys, viewing antelope frolicking in the distance, and were not subjected to the flaming, twisting, smoking wreckage flying off the non-existent bridge? Smiley Happy

 

So if OP and friend live in OR, the Duck (or Beaver) cards would be an option.


Good point.  Other than the Duck or Beaver cards, they still have the NICE Perks (Rewards) and NICE Platinum Visa (low APR) for Oregon residents.


Nope, we arent in Oregon. Tennessee.








Closed on home Jan 30, 2013. Yay!

Capital One (secured) $1000.00 | Capital One (former Orchard Bank) $500.00 | First Premier $500.00 | Credit One Bank $750.00 | Wal-Mart $3550.00 | Citi Thank You Preferred $6,800.00 | Discover It $4,800.00 | AMEX BCE $4,500.00
Message 23 of 29
1_2
Contributor

Re: Who would give the highest credit limit?

I just wanted to update. My friend called Capital One  yesterday and got a Venture card with a 10k limit. He simply explained to them what he needed and they suggested the Venture card. He was surprised with the 10k limit given that none of his other credit cards have limits any where near that and especailly since he told them he only needed a 4500.00 limit. I was about to choke him when he said that to them, lol. .

 

Thanks everyone for the great advice. I really appreciate it and so does he. I would have never  guessed Capital One would have given him such a high starting limit without your suggestions. They've never shown me that kind of love and I have higher FICO's/income w/less debt than him...but I used them for rebuilding also starting with a secured card back in 2005 and I think that may be why. They did finally show me some love a couple of years ago with a Quck Silver Card but not 10k worth, lol.  








Closed on home Jan 30, 2013. Yay!

Capital One (secured) $1000.00 | Capital One (former Orchard Bank) $500.00 | First Premier $500.00 | Credit One Bank $750.00 | Wal-Mart $3550.00 | Citi Thank You Preferred $6,800.00 | Discover It $4,800.00 | AMEX BCE $4,500.00
Message 24 of 29
Anonymous
Not applicable

Re: Who would give the highest credit limit?

A simple suggestion, since they "guided" him to a card with NO 0% APR promo. Tell him to now apply online for the QS or V1, both of which have 0% promo APRs. They MAY not do another triple pull and franky, I'd be shocked if he doesn't get at least a $5K SL

The V is great for SLs but, not at all for %APR

Message 25 of 29
stagefoursurvivor
Established Contributor

Re: Who would give the highest credit limit?


@Anonymous wrote:

A simple suggestion, since they "guided" him to a card with NO 0% APR promo. Tell him to now apply online for the QS or V1, both of which have 0% promo APRs. They MAY not do another triple pull and franky, I'd be shocked if he doesn't get at least a $5K SL

The V is great for SLs but, not at all for %APR


Spot on!

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 26 of 29
1_2
Contributor

Re: Who would give the highest credit limit?

I guess I should have been more clear. He got the Venture One card.








Closed on home Jan 30, 2013. Yay!

Capital One (secured) $1000.00 | Capital One (former Orchard Bank) $500.00 | First Premier $500.00 | Credit One Bank $750.00 | Wal-Mart $3550.00 | Citi Thank You Preferred $6,800.00 | Discover It $4,800.00 | AMEX BCE $4,500.00
Message 27 of 29
Anonymous
Not applicable

Re: Who would give the highest credit limit?


@1_2 wrote:

I guess I should have been more clear. He got the Venture One card.


Clearer

 

D'ya think? 2 entirely different cards

Message 28 of 29
1_2
Contributor

Re: Who would give the highest credit limit?


@Anonymous wrote:

@1_2 wrote:

I guess I should have been more clear. He got the Venture One card.


Clearer

 

D'ya think? 2 entirely different cards


I  realized the grammar mistake as soon as I hit post but thank you for pointing it out. I'm not aware of an edit option. Yes, 2 different cards.








Closed on home Jan 30, 2013. Yay!

Capital One (secured) $1000.00 | Capital One (former Orchard Bank) $500.00 | First Premier $500.00 | Credit One Bank $750.00 | Wal-Mart $3550.00 | Citi Thank You Preferred $6,800.00 | Discover It $4,800.00 | AMEX BCE $4,500.00
Message 29 of 29
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