Why did capital one do this

Anonymous · ‎05-12-2017

Hello capital sent me an email to complete my secured application. They asked for proof of address and ssn. I have never had that asked before is this normal

Anonymous · ‎05-12-2017

Baddies
Meade 86
Meade 103
Discover 191 -Paid
Duke 2028
Verizon 1019
First Premier 495
First Premier 495 Authorized User
Finger Hut 330
Credit Control 332
Credit Control 152

Fico Scores
EQ 520
Ex 590
TU 580

steelers1 · ‎05-12-2017

@Anonymous wrote:
Hello capital sent me an email to complete my secured application. They asked for proof of address and ssn. I have never had that asked before is this normal

It could just be ID verification. I would call to make sure.

Anonymous · ‎05-12-2017

@steelers1 wrote:
@Anonymous wrote:
Hello capital sent me an email to complete my secured application. They asked for proof of address and ssn. I have never had that asked before is this normal
It could just be ID verification. I would call to make sure.

+1 I agree.

Anonymous · ‎05-12-2017

Do you have a fraud alert on your CRs?

Does your address on your CRs match your submitted one?

MrsCHX · ‎05-12-2017

ID verification isn't uncommon. Especially if you've recently moved for example.

Also, get off that F.P. card as an authorized user.

Capital One Savor: $8,000; Nordstrom Visa: $5,400; Mission Lane: $4,500; LOFT MC: $3,000; AAA Daily Advantage: $2,700; PenFed Power Cash Rewards: $2,000; Capital One: $550 (reallocated $2k to Savor)

Store/Other: Care Credit: $7,500; Amazon: $2.500; Kohls: $2,500; Home Depot: $1,500; Target: $1,100

Anonymous · ‎05-12-2017

@MrsCHX wrote:
ID verification isn't uncommon. Especially if you've recently moved for example.

Also, get off that F.P. card as an authorized user.

+1 ... this is a perfect example of why being an AU isn't the best idea.

Anonymous · ‎05-12-2017

Can I get off it even though it's CO?

Anonymous · ‎05-12-2017

Didn't realize it was a CO ... you're probably stuck with it now

Blodreina · ‎05-12-2017

@Anonymous wrote:
Didn't realize it was a CO ... you're probably stuck with it now

I thought you could have any account removed from reports if you were an AU on it; AUs are not responsible for payment.