It's been a while since I've applied for a new credit card. I figured I should add some new to my profile. My TU is 718 and my Experian is around 655. Would I qualify for the Hilton card?
i did the prequal and noting came up on the Amex site but the card offer has been on my Hilton account for sometime. No baddies, no inquiries. Other card suggestions are welcome as well. Thank you
655 is pushing it... Any bankruptcies on file or any other history with Amex?
Edit: Misread your post, edited accordingly.
I Have Way Too Many of These.
American Express - No CLI or Appreciation Gift in 7 Years Citibank - Handing Out Credit Limits Like Candy Chase - Surprisingly, Still Tolerating My Credit-Chasing Ways Bank of America - My Newest Bae. Everyone Else.
It's been a while since I've applied for a new credit card. I figured I should add some new to my profile. My TU is 718 and my Experian is around 655. Would I qualify for the Hilton card?
i did the prequal and noting came up on the Amex site but the card offer has been on my Hilton account for sometime. No baddies, no inquiries. Other card suggestions are welcome as well. Thank you
If you have no "baddies" what is holding your score down? High utilization? I ask because applying with high credit card balances is not recommended.
Do you have any other amex cards? If so when you actually click through the application button does it say expand your membership or XXXX you're preapproved? 63 point difference between reports is pretty large, might want to check to see whats causing the difference.
No bankruptcy. No Amex history. I think my utilization is the issue with my Experian. My Discover reports to my TU but not to Experian. So my TU util is good. Maybe I'll get my Experian down some more and app later in the year.
Defintely work on getting the Ultilization down first, also is the discover new; someone correct me if i'm wrong but they are known to report to all 3, maybe it's just lagging to update info.
I've had Discover for over 5 years now. I may contact them about reporting because I believe that's what the hold up is on my Experian. It's sort of bizarre.
Defintely work on getting the Ultilization down first, also is the discover new; someone correct me if i'm wrong but they are known to report to all 3, maybe it's just lagging to update info.
Discover definitely reports to all 3 CRA's.
NFCU More Rewards 28K CL NFCU Cash Rewards 16K CL Citi Custom Cash 7.5K CL AODFCU Visa Sig 5K CL Discover IT 2.5K CL Capital One QS 3600 CL
