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X1 card denial

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NoMoreE46
Community Leader
Senior Contributor

X1 card denial

Got an invite about two weeks ago.  I was denied.  I kinda forgot about it since it is a SP.

 

Anyhow, got an email today indicating reason for the denial.

 

 

 

 

A5BA846C-997E-49EA-B44B-EC9B24C02E13.jpeg

 

8474434C-129B-4D2D-A8AB-10897300BEBF.jpeg

 

Message 1 of 16
15 REPLIES 15
Hex
Valued Contributor

Re: X1 card denial

That's okay you've got a better X card now anyway.   Smiley Happy

Message 2 of 16
FinStar
Moderator Emeritus

Re: X1 card denial


@NoMoreE46 wrote:

Got an invite about two weeks ago.  I was denied.  I kinda forgot about it since it is a SP.

 

Anyhow, got an email today indicating reason for the denial.

 


I heard they were not BK friendly at all (similar to BlockFi). So, how long ago was your BK filed or discharged? 


At least, on the bright side, no HP.

Message 3 of 16
NoMoreE46
Community Leader
Senior Contributor

Re: X1 card denial

The BK was discharged Oct. 2013.

 

Thus a DP ^^^  for those applying for the X1 with a  BK still reporting.

 

But yah, since no HP @FinStar   - I gave a shot at it.

 

 

 

 

 

 

Message 4 of 16
NoMoreE46
Community Leader
Senior Contributor

Re: X1 card denial


@Hex wrote:

That's okay you've got a better X card now anyway.   Smiley Happy


Yo @Hex, the VenX cards came in the mail today!

And sheesh, how many issuers are using 'X' in the card nomenclature/marketing now...

Message 5 of 16
Ilinferno
Established Contributor

Re: X1 card denial

Lame, at least it's a SP and you've got the better X of the bunch. 

Message 6 of 16
Goos
Regular Contributor

Re: X1 card denial

I never got my email so I have no idea why they said no.  

Message 7 of 16
FinStar
Moderator Emeritus

Re: X1 card denial


@Goos wrote:

I never got my email so I have no idea why they said no.  


My understanding, based on other reported [denial] DPs, it can take up to 30 days to receive the email notification.

Message 8 of 16
NoMoreE46
Community Leader
Senior Contributor

Re: X1 card denial

I got my email about two weeks after my application was denied.

 

 

Message 9 of 16
Anonymous
Not applicable

Re: X1 card denial

Yeah, I just got my invite...social, income, submit....denied!

I don't know why except maybe a late payment 4 years ago and maybe too many recent cards.

Oh well...really only wante it because it is metal lol

 

Good luck to everyone else.

 

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Message 10 of 16
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