You win some and lose some!

Sub16610 · ‎06-12-2022

My Equifax F8 updated on 5/24, on my Citi app to 805. Feeling confident maybe Citi will give more than a $500 increase, I submitted a request through the mobile app and got soft pull language. Denied. Too many recently opened accounts.

Apple. Denied. You recently received an increase on Apple Card.

Credit4Growth · ‎06-12-2022

@Sub16610 Sorry to hear that. Nice score

Has your DTI also improved much during this recent update?

In do not know how long you had these two accounts but how about doing a recon call for both of them!

Crowhelm · ‎06-12-2022

@Sub16610 wrote:
My Equifax F8 updated on 5/24, on my Citi app to 805. Feeling confident maybe Citi will give more than a $500 increase, I submitted a request through the mobile app and got soft pull language. Denied. Too many recently opened accounts.

Apple. Denied. You recently received an increase on Apple Card.

Yeah, Citi is pretty stingy. Gave me my lowest CL to start and also won't increase it even though it got steady use, just not much more than $500 each month, lol.

bigseegar · ‎06-13-2022

@Sub16610 wrote:
My Equifax F8 updated on 5/24, on my Citi app to 805. Feeling confident maybe Citi will give more than a $500 increase, I submitted a request through the mobile app and got soft pull language. Denied. Too many recently opened accounts.

Apple. Denied. You recently received an increase on Apple Card.

Did you wait at least 92 days since your last CLI? That's normally the key.

SUPERSQUID · ‎06-13-2022

@Sub16610 wrote:
My Equifax F8 updated on 5/24, on my Citi app to 805. Feeling confident maybe Citi will give more than a $500 increase, I submitted a request through the mobile app and got soft pull language. Denied. Too many recently opened accounts.

Apple. Denied. You recently received an increase on Apple Card.

Its part of the credit game, we all get a denial here and there.

Average Joes Credit is my hero in this respect, he keeps firing away regardless