amex pre selected -> 14 day message

[jeffm4688]

I got this nice e-mail today telling me I'm pre selected for the blue cash card. It came with an offer code and had a nice 13.24% at the bottom of the page so I decided to go for it.

I got the lovely 14 day message, something I've never gotten from amex before. What do you think my chances are? FICO is 690, I've had the ED & PRG for 9 months and a business green for 3 months. I've been stuck @ 1K on the ED since opening.

I also happened to get an offer for the extended pay over time option on my PRG card yesterday ironically, maybe amex is finally starting to like me?

I notice this offer has 15 months 0% instead of 12, and a solid APR.

[Anonymous]

I got the same email and when I responded I got the same 14 day decision message, it will be interesting to see what happens. I'll wait a day and check the application site to see the status. 

[Anonymous]

i cold apped for for the amex BCE with a 618 EX score and got an instant 2k limit on saturday night.    yes you read that right.  618

[jeffm4688]

holy s***, what's keeping your score down? util? would love some more info on your file 

[Anonymous]

Got this email - also got the pay over time email on my PRG, apped, and insta approved  for $2500 - this is my 5th amex in just  under a year.

8/15 - Got the platinum with the 100k MR offer.

9/15 - Got the PRG with 50k MR offer.

3/16 Got Business rewards offer with 50k MR offer.

5/16 Got Everyday card - 10k MR offer (but no AF) Initial limit was $1k ran about 1500 through the card over 2 cycles and then asked for CLI at day 61. Limit doubled to 2k.

8/16 Got the email and the Blue Cash Everyday card - $2500 initial limit.

So yeah. It's been quite a year with Amex.

Take care,

George

[Anonymous]

my UTL is at 29 percent.  I have a top of the line macbook pro, ipad pro and macbook air on one of my cards and im taking advantage of the 0 percent interest.   Income is 36k.   i had a Utility bill collection come up this month , dropping my score from 690s to low 600s .  i have it sorted out but will have to wait until they back track and update my reports. 

i think i got with amex with my 0 inquires with experian.  im very happy though, never though i would be with amex with my score or income. 

[jeffm4688]

aaaaaaaand declined 

[Anonymous]

what does your inquiries look like on your experian?

[jeffm4688]

Oh i've got a ton, like 62. I had 40+ when when I was approved for my first ED 9 months ago though. I've added less credit in my prior year then the year before that.