applied for American Express blue cash preferred

[Anonymous]

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@traveler2005 wrote:
Yes

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Bingo........

[traveler2005]

So what does that code mean?

[core]

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@traveler2005 wrote:
So what does that code mean?

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USD = Urgonnabe So Depressed

  or

USD = US Dollars (as opposed to a foreign app -- they are global)

I don't think there's any bingo either way, besides the fact that it's [possibly] legit.  I'll be awaitng the outcome.

[Anonymous]

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@traveler2005 wrote:
So what does that code mean?

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When you give the code to Amex, Amex will follow up with you regarding your latest app. That code helps locate your app' or correspondence.

They will ask you security questions, verify address, etc and then, well, approve you or give you additional information on what to do next.

In other words, it is not a denial unless you somewhat fail to answer their questions or whatever else relating to your recent app.

[core]

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@Anonymous wrote:

They will ask you security questions, verify address, etc and then, well, approve you or give you additional information on what to do next.

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 "Give you additional information on 'what to do next'"?  Is that a nice way of saying they will say "get lost"?

Joshua my holy friend, you have far too much faith in Amex.  There is no 'something to do next' with them. Decisions are final unless an obvious mistake has been made. There's nothing a potential cardmember can do except be an annoyance.

If they want to verify address, a phone call won't do that.  They got the app.  They got the (S)/HP.  Think about it for a moment.  I'll wait.

If they wanted Lexis Nexus questions answered, they had the perfect opportunity when the cardholder was sitting there applying.  And unlike other creditors, I don't think Amex is completely incompetent.  If they wanted the questions answered they would have asked.  An additional phone call doesn't "verify" a darn thing.  It just verifies that whatever person OR CROOK that submitted the application knows the information for their victim.  So what.  This is not verification of anything. 

[Anonymous]

Good luck

[CreditCuriosity]

Got this message on my ED card and said it was pending and email sent to me, about 2 minutes later with the reference number  ####USD, it was approved and got another email and status page updated that quickly.. Not sure how it was pending for such a short time and then went to approved. Obviously their was no human interaction in my scenario..  

Anyways, best of luck OP

[Anonymous]

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@core wrote:

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@Anonymous wrote:

They will ask you security questions, verify address, etc and then, well, approve you or give you additional information on what to do next.

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 "Give you additional information on 'what to do next'"?  Is that a nice way of saying they will say "get lost"?

Joshua my holy friend, you have far too much faith in Amex.  There is no 'something to do next' with them. Decisions are final unless an obvious mistake has been made. There's nothing a potential cardmember can do except be an annoyance.

If they want to verify address, a phone call won't do that.  They got the app.  They got the (S)/HP.  Think about it for a moment.  I'll wait.

If they wanted Lexis Nexus questions answered, they had the perfect opportunity when the cardholder was sitting there applying.  And unlike other creditors, I don't think Amex is completely incompetent.  If they wanted the questions answered they would have asked.  An additional phone call doesn't "verify" a darn thing.  It just verifies that whatever person OR CROOK that submitted the application knows the information for their victim.  So what.  This is not verification of anything. 

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CORE my ''funny buddy'',

I got my ED Amex with the USD thingy five months ago, called'em and they said they need to call my bank to verify my home address (banking address).

I used my mom's address on the app, so indeed the app was destined to fail. They instead wanna call my phone number to verify address, but I don't have my name listed on my phone numbers. App failed and I ''went home'' with nothing.......case closed. What does that mean CORE? So much for the ##USD thingys?

You made me laugh, now rock on buddy-!!! We love you-!!!!

[ EDIT: Other AMEX's were instantly approved..... ]

[Anonymous]

You both are very hilarious