approved discover secured card

darrin073 · ‎03-28-2018

why is is that i can be approved for secured but not unsecured. any info would be great.

A1Credit · ‎03-28-2018

More information is needed...scores, credit file, current cards, utilization, any derogatories?

***Gardening 3/29/2018 until 9/25/2018***

FICO 8 Scores: EQ~692 l TU~657 l EX~669

Anonymous · ‎03-28-2018

Based on your earlier posts, you have been approved for CC. Also, you are attempting to have derogatories removed. In time as the baddies age and your credit ages, you will be approved for unsecured CC.

darrin073 · ‎03-28-2018

I believe my scores are 650 across the board.myfico and I have bk7 2016 . And using Lexington law .

Anonymous · ‎03-28-2018

Congrats on your approval.

To answer your question, your profile is not yet meeting unsecured lenders criteria yet, but it will eventually with good credit behaviors. Your BK is still fairly new as well.

Question..why are you using LL?

darrin073 · ‎03-28-2018

Remove iib and bk7

Anonymous · ‎03-28-2018

IMO that’s a waste of money and you may actually make things worse. Let it happen naturally (your iib and Bk are legit).

Good luck!