barclay ring 7th statement no cli! :(

jaeproc · ‎02-21-2015

Hi guys my 7th statement on my ring card cut lastnight, no auto cli luv for me!!! Which sucks because I love this card, and this 2k credit limit would be so much better at 10k lol. Guess I'll be patient and hope next month I get some barclay auto luv!!! Definitely not taking a hard pull on a cli! Has anyone recieved an auto cli on their 7th statement?

kdm31091 · ‎02-21-2015

Creditors do not simply give out credit in exchange for time. They may have patterns like 7th statement where they tend to give CLI but its still based on perceived risk and other factors

You may have hit your max for the time being for that card. All you can do is patiently wait, use it and pay it off. Or take a HP CLI. But no guarantee

Never assume you'll get a CLI at x amount of statements. You'll be disappointed.

jaeproc · ‎02-21-2015

Yea your right!!! I was just hoping I was apart of that pattern since I have pretty good credit, and fico scores! Maybe they didn't like my new chase united card, and capital one venture card, with 15k limit on my united card, and 10k on my venture. Thanks for the response greatly appreciated!

bigblue7722 · ‎02-21-2015

If I was the op I would apply for the US air Mastercard. Get the sign up bonus and move most of the limit over to your ring card.

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.

ScoreOrBeScored · ‎02-21-2015

I got my Sallie Mae Jan 29, 2015 and my 1st statement cut February 13th.

Put 55 swipes on it and $5,500 thru it ( purchases and BT ) and first payment of $1,400 was made Feb 20th.

Feb 20th got CLi of $2k and haven't had the card a month yet.

Use the the mess out of your card. Max it out , let it post to your reports one time then after that keep running it up to

the limit and pay it down to your desired ult % before statements cut.

jaeproc · ‎02-21-2015

Wow CONGRATS!!!! I can't do that right now. I have a 2000 spending bonus to acheive on my chase united, and 3000 on my venture. I opened both cards on Feb 1st!

jaeproc · ‎02-21-2015

If I didn't open 2 new accounts less than 30 days ago I would definitely try this! Thanks for the suggestion!

ScoreOrBeScored · ‎02-21-2015

@jaeproc wrote:
Wow CONGRATS!!!! I can't do that right now. I have a 2000 spending bonus to acheive on my chase united, and 3000 on my venture. I opened both cards on Feb 1st!

Oh ok,but when you get a chance, try that. That's what I did on my Rewards card.

SL $1,300.... Max it out to $1,280. Let it hit the reports. Then paid it in full.

then I ran $2,500 a month ( with multiple payments during the billing cycle ) through the card for 4 cycles then the 5th cycle didn't use it at all.

the night of 6th cycle cut and got a $1,300 increase. I hope you get some love while you meeting ur spend bonus. That would be a great bonus too!!!

ScoreOrBeScored · ‎02-21-2015

Here is my History of my rewards card up to my 6th statement . Right before my SM App. Maybe this will help a little

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Barclay-Rewards-Auto-CLi-Usage-History-Inside/...

jaeproc · ‎02-21-2015

I have been using the heck out of the ring, but I have always paid in full or 90 percent. I will try your method in the future!!! Thanks for the info!!!!