That's the only plausible reason for my denial based off of unable to verify identity when they pulled EX. Maybe BBVA requires that info and US bank doesn't. Everything else was wide open. It was an instant denial even though I got the 7-15 day notice cuz the denial letter was dated the very next day after I applied. I applied the previous day at like 11pm so they didn't try and call to verify any info.
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
@12njoy wrote:
That's the only plausible reason for my denial based off of unable to verify identity when they pulled EX. Maybe BBVA requires that info and US bank doesn't. Everything else was wide open. It was an instant denial even though I got the 7-15 day notice cuz the denial letter was dated the very next day after I applied. I applied the previous day at like 11pm so they didn't try and call to verify any info.
weird dunno.. Maybe Compass needs them then.. One can only speculate unless Compass/BBVA rings in 
.. They will remain froozen for life for me, just my personal preference. Hard to keep up with all the other bureaus out there now as it seems like more pop up every yaer.. Innovis although I keep froozen is actually the "fourth" bureaus, although don't know really any lender that uses them alone for approvals... Wonder if FICO will ever have a score for that bureau as they are actually considered a CRA. Kinda side tracked
Very weird indeed. BBVA is off my horizon.