buypower application.....

[JcT21]

app was instantly denied for a nearly 7yr old bk13 which falls off in april. 

before i apped for the bpc, i did the cap1 prequal and was ok'd for another venture and qs visa sig.  which i already have, with 0 bal.   i contacted the eo right after the denial.

got the eo call this evening but they couldnt find the application or any record that i applied.  they suggested i give them 24 to 48 hours to locate the application. 

does this matter that it was a buypower card vs. a regular cap1 venture or quicksilver card?  i assume its all capital one, or is this buypower team an entirely different branch of the company where the eo has no recon abilities?

[Anonymous]

Same with my wife. Older BK, denied instantly only reason BK and she has high scores too. I just don't think buypower is BK friendly at all. Even if you have a prior Cap One relationship.

[FinStar]

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@JcT21 wrote:

app was instantly denied for a nearly 7yr old bk13 which falls off in april. 

before i apped for the bpc, i did the cap1 prequal and was ok'd for another venture and qs visa sig.  which i already have, with 0 bal.   i contacted the eo right after the denial.

got the eo call this evening but they couldnt find the application or any record that i applied.  they suggested i give them 24 to 48 hours to locate the application. 

does this matter that it was a buypower card vs. a regular cap1 venture or quicksilver card?  i assume its all capital one, or is this buypower team an entirely different branch of the company where the eo has no recon abilities?

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The GM BuyPower CC is a partner card and is not handled in the same EO or department for their legacy cards (i.e. QS, Venture, etc).  The odds don't look favorable though since this card is a different portfolio altogehter.  Or, you could get lucky and get approved for $300 SL (like in some reported approvals).