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citi credit cards

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Creditplz
Valued Contributor

citi credit cards

does anyone know how long i have to wait to apply for a citi card after a denial??.

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FinStar
Moderator Emeritus

Re: citi credit cards


@Creditplz wrote:

does anyone know how long i have to wait to apply for a citi card after a denial??.


If this is your current profile (from your recent Freedom application thread), then I would hold off for a while.  For one, your combined utilization is ~41% based on the listed information, and a couple of those cards are over 50% utilization alone.  Two of your cards may be around 2 years in age but your overall AAoA might be too short for Citi at this point.  It seem like things need time to grow but most definitely get that utilization much lower.

 


@Creditplz wrote:
My credit scores range from 681,686,691, I am 20 years old with WF Platinum CC 700/2250, capital one/Saks 1100/1750, BofA cash rewards 0/500, Discover IT 580/1000, U.S bank Platinum Visa 0/300.

 

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