credit one question

[Anonymous]

After seeing my moms credit report and seeing thatall of her collections are gone. and her score going up to the mid 700's i went and applied for her for capital one venture (pre approved)... the app was denied. so i went to credit one and she got approved for the visa. 

but after reading about the card and the montlly fee i dont like the fees and what not. 

my question is . when she gets the credit one visa card (if she does not activate it wil she be charged the monthly fee and what not ?) 

Update:

Just called and canceled my mom's application. I asked about three times to make sure there wont be any charges. The rep. confirmed there would not be any charges and gave me a confirmation number. she spoke very good English! anyways my mom was approved for a lousy $400. 

.. now i can proudly say that i have dealt with creditone.

as i mentioned before im waiting for my mom's last collection to drop next month and go with capital one. 

[pizza1]

oh my word...

Sap...youve been on these forums long enough to know better than this! LOL..Credit one? Really??

Call and cancel that sucker right now, and then post for help in the CC section her stats and what not so we can get her a better card.

[Anonymous]

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@pizza1 wrote:
oh my word...

Sap...youve been on these forums long enough to know better than this! LOL..Credit one? Really??

Call and cancel that sucker right now, and then post for help in the CC section her stats and what not so we can get her a better card.

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idk what happened to me either haha! im sure it will be alright  

[Anonymous]

to answer your question, yes, it'll get the AF rather activated or not. get that sucker closed!

[pizza1]

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@Anonymous wrote:

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@pizza1 wrote:
oh my word...

Sap...youve been on these forums long enough to know better than this! LOL..Credit one? Really??

Call and cancel that sucker right now, and then post for help in the CC section her stats and what not so we can get her a better card.

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idk what happened to me either haha! im sure it will be alright  

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Its ok..we all forgive you! LOL!!!  We all have moments like that..

[Anonymous]

update on original post.

[Bankrupt2019]

ugh, Why would you ever apply for Credit One with those scores? I'd try the other Capital One cards QS or QS1.

[Anonymous]

i had a brain fart. haha i will wait next month and go with capital one.

[Bankrupt2019]

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@Anonymous wrote:

i had a brain fart. haha i will wait next month and go with capital one.

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We've all been there!

[willwar14]

Do you go for their new cobranded NASCAR card? Can't believe they would team up with credit one but whatever...