@Zwoman247 wrote:For over a month or so I kept getting credit card pre-approvals in the mail from fnbo. So, finally I bit and applied online for their evergreen card. I got an email saying they'd let me know in 7 to 10 days if I was approved. WHAT? Previously I got two AMEX cards and a BofA card with nice credit lines of 15k and 9k in a 30 second response online!
After about a week I called and told them to just cancel my application. Two days later I get a letter in the mail from them asking for my last two W-2's, and some other stuff I wasn't about to send in order for them to "consider" me for their card. NEVER has a credit card company asked me for copies of my W-2s for a card - you'd think I was applying for a mortgage! I'm thinking the letter was already enroute when I called to cancel my application, but they couldn't pay me to have their card.
My credit scores are 744, 756 and 764 and have NO late pays on any of the cards as long as I've had them. I closed two Cap1 cards because they wanted me to apply for a CLI instead of giving me one like my other cards after I'd had their cards since 2017 - no thank you.
Has anyone ever heard of such nonsense?
Honestly, I'm not sure what you're so irate about. No, I've never been asked for such proof either--not for a credit card!--but these days, banks seem to ask for all kinds of information they didn't in the past. With all the fraud and everything going on, I think they're just covering all their bases.
If you're upset/offended by their request, move on! Wave to them in your rearview mirror and don't look back. There are plenty of other banks out there, with great cards, and they'd probably be happy to have you as a customer. So try one of them! 
@Zwoman247 wrote:I'm not "irate" - I was just annoyed. lol I've never had a credit card company ask for anything like that. I really shouldn''t have even applied for the card, I have enough cards. But, thanks for your "nice advice".
Well everyone (potential card customer) have their own expectations and the, YOU DECIDE, is your best option.
If it seems unreasonable, and with an unpredictable value for you, i would research around for something that does fit, and without the hassle. 
@Zwoman247 wrote:...Two days later I get a letter in the mail from them asking for my last two W-2's, and some other stuff I wasn't about to send in order for them to "consider" me for their card. NEVER has a credit card company asked me for copies of my W-2s for a card - you'd think I was applying for a mortgage!...Has anyone ever heard of such nonsense?
From personal experience I've only had to submit proof of income (or allow such proof directly from the IRS with two previous returns via a 4506-T or 4506-C) for Amex, BECU, NFCU, and PenFed. But for your reading pleasure, other credit card issuers that may ask this are Barclaycard, Citi, Discover, Synchrony...
@Zwoman247 wrote:For over a month or so I kept getting credit card pre-approvals in the mail from fnbo. So, finally I bit and applied online for their evergreen card. I got an email saying they'd let me know in 7 to 10 days if I was approved. WHAT? Previously I got two AMEX cards and a BofA card with nice credit lines of 15k and 9k in a 30 second response online!
After about a week I called and told them to just cancel my application. Two days later I get a letter in the mail from them asking for my last two W-2's, and some other stuff I wasn't about to send in order for them to "consider" me for their card. NEVER has a credit card company asked me for copies of my W-2s for a card - you'd think I was applying for a mortgage! I'm thinking the letter was already enroute when I called to cancel my application, but they couldn't pay me to have their card.
My credit scores are 744, 756 and 764 and have NO late pays on any of the cards as long as I've had them. I closed two Cap1 cards because they wanted me to apply for a CLI instead of giving me one like my other cards after I'd had their cards since 2017 - no thank you.
Has anyone ever heard of such nonsense?
Welcome to the forum.
Personally, to me it doesn't seem like such a terrible thing to give you a 7-10 day response timeline, or to ask for proof of income.
@TJHOFF wrote:They did the same thing to me. They can go pound sand if they think i'm going to send them a bunch of documents for them to lose in the next date breach. I have a clean profile, no one has ever asked for what they asked for, only a credit report. You have a right to be annoyed IMHO.
Seems both of you didn't read their fine print. Most all credit issuers always reserve the right to ask for POI and more and more credit card issuers are doing. Believe it or not some folks will "inflate" their "salary" in attempts to get approved or get approved for higher SL's. So, the issuers are just being cautious. Cool thing is you also have the right to not apply for their cards and services.
