I have 7 new accounts in the last three month to match my 7 inquiries for doing so. Overall I have about 15 inquiries or a few more for other cards I opened in the last 1.5 years.
The worst limit I got from them was $500 with US Bank, the best limit I got was Wells Fargo with $15,000. US Bank was by far the lowest limit. Totally I got more than $50,000.
It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
