oh comenity - denial

[jeffm4688]

Got a kick from my denial letter today for the sportsmansguide visa/mc today... it said my internal score is a whopping 225 out of 999. Hard to imagine it's so far off from my real fico. Oh well, I have better cards anyway.

But I often wonder why I'm able to get nice CL's with other prime cards but comenity isn't having it.

[Anonymous]

Yea, I know all these cards have internal scoring systems as well.  But dang.  Where do some of those scores come from.  lol

I have you beat though.  I applied for Amazon regular card through Synchrony Bank back on July 15, 2015 and got denied.

Now keep in mind my Fico 8's all were about the 660 range at the time.  Buttttt.

My score according to them was a 32 on a scale from 0-999.

[jeffm4688]

thats so stupidi got approved with like a 620 fico at the time.