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I have a fico score of 360 with exp 640 trans and 650 but i only have an authorized user account with 20000 and 6 years old but my question is how hard would it be to get approved for a penfed cu credit card or loan?
@Anonymous wrote:I have a fico score of 360 with exp 640 trans and 650 but i only have an authorized user account with 20000 and 6 years old but my question is how hard would it be to get approved for a penfed cu credit card or loan?
Hi, There is an amazing plethora of information on the following thread. Its not about just scores but about your file. There are people with many different experiences with app-ing with PenFed. Take a look at their DataPoints and information and maybe pose some more questions with the group over there. Its a lot of reading but very well worth it!
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |









