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pen fed cu credit app

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Anonymous
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pen fed cu credit app

I have a fico score of 360 with exp 640 trans and 650 but i only have an authorized user account with 20000 and 6 years old but my question is how hard would it be to get approved for a penfed cu credit card or loan?

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Anonymous
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Re: pen fed cu credit app


@Anonymous wrote:

I have a fico score of 360 with exp 640 trans and 650 but i only have an authorized user account with 20000 and 6 years old but my question is how hard would it be to get approved for a penfed cu credit card or loan?


Hi,  There is an amazing plethora of information on the following thread. Its not about just scores but about your file.  There are people with many different experiences with app-ing with PenFed.  Take a look at their DataPoints and information and maybe pose some more questions with the group over there.  Its a lot of reading but very well worth it! 

 

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Pentagon-Federal-Credit-Union-Data-Share/td-p/4591561

 

 

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RonM21
Valued Contributor

Re: pen fed cu credit app

Good thread Bella! Ymmv when it comes to this. I'd read this thread and maybe some others to try and get a gauge on possible approval.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

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