synch cards/ walmart/care credit increases???

ChistineNJ · ‎08-08-2015

i proberly asked this before but here goes, how can i grow the walmart card i had it about a month with a 600cl bought a AC and PIF when i got the bill. when do i ask for a increase? would i have to buy more stuff, really dont need anything right now, but maybe some toothpatse and lotion lol. i already asked for a cli when i opened it and it was a no go, and pushed the luv button couple times still no

as for care credit my dental office does not except id really like to grow this card for a major dental procedure

any advice?

lindel · ‎08-08-2015

I called credit solutions and received my CLI. I've only had my card since June. My SL was 600.00 and i asked for 1000. I wished i had asked for more but i had been denied credit line increase via luv button and chat. I used the card 3 times, almost maxing it out and paid about 150.00 in payments. So call Credit Solutions. Hope this help

Fico Scores :03/12/2015 Equifax 565, Transunion 585, Experian 563
Current Fico Scores 12/15/2015 EQ 612, TU 645, EX 655
Kay Jewelers 4000/Barclays MC 1300/ Firestone1200/ Cap1 Quicksilver 2300/ NFCU nrewards secured 600/ Macys 600/ Walmart 3500/ Amazon 3500/ Cap 1 Journey 1050/ Kohls 300/ Banana Republic 3500/ Texaco 890/ BP 2000/ Jcrew 250/ Victoria Secrets 250/ Eddie Bauer 250/ Marisota 500/ SimplyBe 500/ Discount Tires 500/ Care Credit 1000/ American Eagle 150/ QVC 2000

Creditaddict · ‎08-08-2015

@ChistineNJ wrote:
i proberly asked this before but here goes, how can i grow the walmart card i had it about a month with a 600cl bought a AC and PIF when i got the bill. when do i ask for a increase? would i have to buy more stuff, really dont need anything right now, but maybe some toothpatse and lotion lol. i already asked for a cli when i opened it and it was a no go, and pushed the luv button couple times still no
as for care credit my dental office does not except id really like to grow this card for a major dental procedure
any advice?

Monday get online and do the chat feature and ask for $5k, they should counter you.

NichelleN · ‎08-08-2015

You can call Credit Solutions now. I've had my Walmart card for 2 months and went from $600 to $6000 this weekend.

More than enough credit.

Anonymous · ‎08-08-2015

Is this a soft or hard pull when calling credit solutions???

NichelleN · ‎08-08-2015

They were soft pulls for me

More than enough credit.

Anonymous · ‎08-08-2015

Was approved for walmart cc in June for 600.00. Within the first couple of weeks, called the credit solution dept, ask for 4,000 and they said yes! Like a lot of people, I thought wow, I should have asked for more. I was just so surprised. Now everyday, I think I should ask, but I'm going to wait for a couple of months and go really big! Lol!

Anonymous · ‎08-08-2015

Anonymous · ‎08-08-2015

I dont like calling (denied the two times i tried credit solutions) but i use chat monthly until they give me an increase, then every four months. Gone from 400-4000 over one year. Try chat! It works! Aim high, as they will either counter or deny.

Anonymous · ‎08-08-2015

@Anonymous wrote:
I dont like calling (denied the two times i tried credit solutions) but i use chat monthly until they give me an increase, then every four months. Gone from 400-4000 over one year. Try chat! It works! Aim high, as they will either counter or deny.

When I called I had in my mind to ask for 4000.00 increase and then when they asked, I chickened out and ask for 2,000!, lol! I'm going to wait till around Xmas and I'm going for 10,000!!! And it's good to know if they won't give you what you ask, they can counter. Thanks.