had a few margs so huh? lol - I stuck in $18K, got the 4506, then I did 16, 14 and 12 until the 4506 did not pop up and i took it. she did something semi stupid the night before, she has a bgr that she did the spend on before the first cut and she pif'ed it at 10p pst instead of post cut which is 12 mst. good god, I told her to cancel and just pay in the am and after the bal refreshed I did the cli. bet she would have gotten the 18 if she did not do this lame move. what can you do, 12 is better than 6