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thin file cards???

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Poppa
Established Contributor

Re: thin file cards???

Is that a new Chase policy? I got 2 Chase cards without a credit score and only 4 months of any credit history. I started with Capital One secured in Dec 2015 then Discover it in Feb then Walmart store card in Mar then freedom and Slate in April. Offered CSP that Nov and took it. Dec I got the Amex and Citi cards. That was my first year of credit

 

Edit: Dec 2015 not 2016

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 11 of 12
Brian_Earl_Spilner
Credit Mentor

Re: thin file cards???


@Poppa wrote:

Is that a new Chase policy? I got 2 Chase cards without a credit score and only 4 months of any credit history. I started with Capital One secured in Dec 2015 then Discover it in Feb then Walmart store card in Mar then freedom and Slate in April. Offered CSP that Nov and took it. Dec I got the Amex and Citi cards. That was my first year of credit

 

Edit: Dec 2015 not 2016


Chase normally wants a year of history, but there are always going to be exceptions. The freedom and slate are their easiest cards to get because they only require good credit so it would be possible to get before a year of history. The CSP offer is probably because you've already established a relationship with them with 2 cards and however you're using them is exactly what they're looking for in a client.

    
Message 12 of 12
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