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wells fargo?

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Anonymous
Not applicable

wells fargo?

I have had a checking account for about 2.5 months. About 2 dozen inquiries but none too recent and 767 fico scores. I just want the card for the bonus. Think approval chances are good?

Message 1 of 6
5 REPLIES 5
UncleB
Credit Mentor

Re: wells fargo?


@Anonymous wrote:

I have had a checking account for about 2.5 months. About 2 dozen inquiries but none too recent and 767 fico scores. I just want the card for the bonus. Think approval chances are good?


I think you would be OK, but if you want there's a way to see if you're 'pre-selected' if you have an online login with them.

 

Here's the thread that talks about it:

 

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Wells-Fargo-Prescreen/td-p/4450505

Message 2 of 6
Anonymous
Not applicable

Re: wells fargo?


@UncleB wrote:

@Anonymous wrote:

I have had a checking account for about 2.5 months. About 2 dozen inquiries but none too recent and 767 fico scores. I just want the card for the bonus. Think approval chances are good?


I think you would be OK, but if you want there's a way to see if you're 'pre-selected' if you have an online login with them.

 

Here's the thread that talks about it:

 

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Wells-Fargo-Prescreen/td-p/4450505


Thanks! I will check.

Message 3 of 6
Anonymous
Not applicable

Re: wells fargo?

Instant approval. Yipeeee Bipeeeeee

Message 4 of 6
RonM21
Valued Contributor

Re: wells fargo?

Honestly, I would have been shocked if you did not get it. You seemed to be in a real nice spot for approval.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 6
Anonymous
Not applicable

Re: wells fargo?


@RM21 wrote:
Honestly, I would have been shocked if you did not get it. You seemed to be in a real nice spot for approval.

I didn't think so either. I was a little surprised.

Message 6 of 6
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