$1500 Capital One CLI

Zoostation1 · ‎03-01-2024

Coaxed a $1500 CLI out of Capital One on my Venture X tonight bringing me to $11500. I was hoping for a bit more, but I'm not complaining and am happy overall. I was a low approval that barely got in the door when I opened it . DPs below:

opened 7.5mo ago
updated income earlier today
asked for aa $5k CLI and got $1.5k
Been reporting an avg of ~$1500 /mo each statement actual spend a little higher
FICO 8 scores 689-691 (10-12pts higher than when opened)

Rebuild Started Nov 2021
June 2022 FICO 8:

June 2022 FICO 9:

Feb 2025 FICO 8:

Feb 2025 FICO 9:

CorpCrMgr1 · ‎03-01-2024

Congratulations on your CLI!

MikeyMagic · ‎03-01-2024

@Zoostation1 wrote:
Coaxed a $1500 CLI out of Capital One on my Venture X tonight bringing me to $11500. I was hoping for a bit more, but I'm not complaining and am happy overall. I was a low approval that barely got in the door when I opened it . DPs below:
opened 7.5mo ago
updated income earlier today
asked for aa $5k CLI and got $1.5k
Been reporting an avg of ~$1500 /mo each statement actual spend a little higher
FICO 8 scores 689-691 (10-12pts higher than when opened)

Wow that seems very impressive to me you got approved for the Venture X with FICO8 scores below 700.

Zoostation1 · ‎03-02-2024

@MikeyMagicI barely got in the door but since I already had 2 other cards with Cap One and gave them the a majority of my spend while PIF that probably helped on the initial application

Rebuild Started Nov 2021
June 2022 FICO 8:

June 2022 FICO 9:

Feb 2025 FICO 8:

Feb 2025 FICO 9:

JoeRockhead · ‎03-02-2024

Congratulations on your Venture X increase, nice DPs too!

NoMoreDebt · ‎03-02-2024

Congrats on your CLI

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $25,000 CL/ AMEX MORGAN STANLEY BLUE CASH $5K CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $5000 CL/AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

Traveler101 · ‎03-02-2024

Congratulations 🎊

nytokyobred79 · ‎03-02-2024

Congrats on your cli!

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $211, 000 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

BigBS · ‎03-03-2024

Congrats on the CLI!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

gorgon · ‎03-04-2024

Congrats on your CLI