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1st App Spree! Over I think...

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Anonymous
Not applicable

1st App Spree! Over I think...

Venture - $5000

AMEX BCE - $9000

AMEX ED - $9900

Lowe's $17,000 (Thanks to Santi

Walmart MC $2200

BoA Cash Rewards - $2000

Discover - Denied (Collection Acct on CR)

Sallie Mae World - Denied (short file/too many inqs)

Chase Freedom - Denied (Being reviewed by EO) Denied

CitiBank - Denied (Being reviewed by EO) Denied

 

No Accounts in NOV 2014. I didn't even know what a credit score was LOL! 2015 I have bought a Car! Just closed on my house! I dont know how many accounts I have now need to count but I going to the garden for 2 years!!! Unless someone sees something im missing that I might get approved for LOL! My INQ's are 10-15ish I believe. Love this site couldn't have done it without everyone's help! Love you guys! This is way better than Facebook!!!

 

NOV 2014 TU - 633 EQ - 725 EX - 632

MAY 2015 TU - 728 EQ - 716 EX -716 

Message 1 of 26
25 REPLIES 25
Santi78342
Established Contributor

Re: 1st App Spree! Over I think...


@Anonymous wrote:

Venture - $5000

AMEX BCE - $3000

AMEX ED - $??? Pending b/c of BCE App Approval

Lowe's $2000

Walmart MC $2200

Discover - Denied (Collection Acct on CR)

Sallie Mae World - Denied (? 7-10 Day Letter)

Chase Freedom - Denied (Collection Acct on CR)

CitiBank - Denied (Collection Acct on CR) 

 

No Accounts in NOV 2014. I didn't even know what a credit score was LOL! 2015 I have bought a Car! Just closed on my house! I dont know how many accounts I have now need to count but I going to the garden for 2 years!!! Unless someone sees something im missing that I might get approved for LOL! My INQ's are 10-15ish I believe. Love this site couldn't have done it without everyone's help! Love you guys! This is way better than Facebook!!!

 

NOV 2014 TU - 633 EQ - 725 EX - 632

MAY 2015 TU - 728 EQ - 716 EX -716 


Congratulations on a great spree! The ED app is pending because they need 5 days between revolver apps. Good luck though. Call Barclay, Chase & Citi & recon those cards! Don't give up without an approval!

Message 2 of 26
Anonymous
Not applicable

Re: 1st App Spree! Over I think...

Thank you! Barclays backdoor number (found on this website) didnt work for me. Chase was closed. CitiBank was closed. Discover called them for the heck of it and they said they would approve me if I added someone to the account but I declined.  PM if you know any other numbers or routes to take and I will recon.

Message 3 of 26
Santi78342
Established Contributor

Re: 1st App Spree! Over I think...

Calling will yield the best results. Did you try numbers found in the Backdoor Numbers thread? 

 

If you just searched, Barclays has shut down most of their direct numbers so you have to call customer care and do an internal transfer. Just call all the creditors when they open in the morning and let us know the results! Good luck! Smiley Happy

Message 4 of 26
Anonymous
Not applicable

Re: 1st App Spree! Over I think...

How old is your CO account that caused he Discover denial?
Wow!
Amazing!
Congrats!!!
It's all up from here!
Message 5 of 26
Pway
Valued Contributor

Re: 1st App Spree! Over I think...

Congrats on that nice app spree.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 6 of 26
04Cobra
Frequent Contributor

Re: 1st App Spree! Over I think...

Congrats! 

Discover $21k | Venture $20k | Quicksilver $15k | NICU Rewards MC $13.5k | Costco $14.5k | Citi Costco $12.5k | Chase Sapphire Reserve $10k | Barclay Apple $9.6k | Best Buy MC $10k | Merrick Bank Visa (formerly Hooters) $2.6k |
Message 7 of 26
Santi78342
Established Contributor

Re: 1st App Spree! Over I think...


@Anonymous wrote:

Thank you! Barclays backdoor number (found on this website) didnt work for me. Chase was closed. CitiBank was closed. Discover called them for the heck of it and they said they would approve me if I added someone to the account but I declined.  PM if you know any other numbers or routes to take and I will recon.


Calling will yield the best results. Did you call numbers found in the Backdoor Numbers thread?

 

If you just searched, Barclay has shut down a lot of their direct lines so you have to call customer care & do an internal transfer. Just call all the creditors in the morning & let us know the results! Good luck! Smiley Happy

Message 8 of 26
Santi78342
Established Contributor

Re: 1st App Spree! Over I think...


@Anonymous wrote:

Thank you! Barclays backdoor number (found on this website) didnt work for me. Chase was closed. CitiBank was closed. Discover called them for the heck of it and they said they would approve me if I added someone to the account but I declined.  PM if you know any other numbers or routes to take and I will recon.


Calling will yeild the best results. Did you use numbers found in the Backdoor Numbers thread?

 

If you just searched, Barclay has shut down most of their direct lines so you have to call customer care & do an internal transfer. Just call all the creditors in the morning and let us know the results! Good luck! Smiley Happy

Message 9 of 26
Anonymous
Not applicable

Re: 1st App Spree! Over I think...


@Anonymous wrote:
How old is your CO account that caused he Discover denial?
Wow!
Amazing!
Congrats!!!
It's all up from here!

State Collections from Jan 2000. They report monthly. It's the Interest on Child Support that I fell behind on in 1999 when I lost my job. It was ungodly amounts since it was base on my $300 per week child support payment. Dont ever get hurt and miss a year and half of work when your CS is $300 per week is all I can say. The state is heartless and unforgiving!

Message 10 of 26
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