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2 more cards added

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Sbrav77
Regular Contributor

2 more cards added

With a collection account aging off my Transunion account I got a 30 point increase to a 706 FICO 8. I decided to try for the card I got an invitation from my local bank for. They offered no interest on purchases and balance transfers until March 2023. I didn't realize at the time the bank used Elan Financial to issue their cards.  I was approved for $2,000. Not what I was hoping for. But better than a denial. The day after I got an invitation to apply for a Wells Fargo card in the mail.  I thought why not.  Approved for $5,000 with no interest for 18 months,  extended to 21 months if I make all the payments on time.  Now, with a lot of new accounts and inquiries, I believe around 7 of each in the last 2 years, it's time to garden and work on raising the credit limits.

Message 1 of 15
14 REPLIES 14
Irv02
Established Contributor

Re: 2 more cards added

Congrats on your approvals!!

Message 2 of 15
collics
Established Contributor

Re: 2 more cards added

Congrats on the approvals! The 0% til 2023 is amazing. Hopefully you can get CLI within that time!

BK 7 FREE!
Newest to Oldest:


FICO8s Dec 2019

FICO8s Oct 31 2023
Message 3 of 15
Total80sKid
Senior Contributor

Re: 2 more cards added

Congrats on your approvals 👍🏼

Message 4 of 15
FalconSteve
Valued Contributor

Re: 2 more cards added

Congrats!

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 5 of 15
CreditAggie
Community Leader
Super Contributor

Re: 2 more cards added

Congratulations on your approvals!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 15
coreyb80
Super Contributor

Re: 2 more cards added

Congrats on the approvals!

Message 7 of 15
gdale6
Moderator Emeritus

Re: 2 more cards added

Grats on your local bank & wells fargo approvals Smiley Happy

Message 8 of 15
Rebuild2019
Valued Contributor

Re: 2 more cards added

Congratulations 🎉🎈🎊 on your approvals.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 9 of 15
Crookid
Established Member

Re: 2 more cards added

Grats on the additions!

3.14.2021 Starting Scores: Equifax 470 | Experian 483 | Transunion 490
3.28.2022 Equifax 610 AAoA 1 yr 2m 19 INQ 3 Baddies | Experian 630 AAoA 7 months 16 INQ 3 Baddies | Transunion 622 AAoA 7 months 13 INQ 2 Baddies
Total Revolving Credit: $13,000 Utilization: 0% | NFCU Cash Rewards: $5,500 | NFCU nRewards: $500 | Fortiva: $500 | Capital One Platinum: $200 |
PCB Platinum: $200 | Surge Mastercard: $500 | Total Visa: $300 | Credit One: $600 | Milestone Gold: $300 | Revvi Visa: $300 | First Premier $500 | MissionLane $1000 | First Savings $350 | Blaze $600 | Legacy Visa $350 | Merrick Bank $600 | Open Sky $200 | Taz Visa $350 | First Progress $200
Message 10 of 15
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