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2014 Continues to be a good year!!!!

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12njoy
Super Contributor

2014 Continues to be a good year!!!!

I posted earlier about my successes thus far this year.  Now I have another success (#4).

 

1. Approved for USAA Visa @$7,000

2. Discover credit limit increase from $6,500 to $10,000

3. Chase Slate credit limit increase from $2,500 to $5,000

4. USAA American Express credit limit increase from $7,000 to $13,000

 

A whopping $19,000 haul in three days.  Next up (hopefully) is a Walmart Discover auto CLI in February 2014 folllowed by an Amex 3x CLI request in March 2014.  Total available credit now sits @$58,400 with present utilization @ 2%.  It has been a long 2 year rebuild, but I have a ways to go still.  I started out with low scores in the 570's and now hover in the 680's to low 700's.  I can't thank you all enough for the expert advise.  It is nice to see your hard work and patience paying off.  HAPPY NEW YEAR!!!!!Smiley Very HappySmiley Very HappySmiley Very Happy

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: 2014 Continues to be a good year!!!!

Congrats!

Message 2 of 15
12njoy
Super Contributor

Re: 2014 Continues to be a good year!!!!

@shark268,

 

Thank you.

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 3 of 15
Scupra
Super Contributor

Re: 2014 Continues to be a good year!!!!

Congrats to you and hopefully the rest of the year is just as good for you!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 4 of 15
12njoy
Super Contributor

Re: 2014 Continues to be a good year!!!!

@Scupra,

 

 Thank you.  You have an impressive lineup yourself.  Great work after BK.  I wish I had started the rebuild right after my BK, but I refused credit until 2 years ago.  I wasted so much time without credit which is why I'm now considered OCD with my credit.Smiley Wink

(Formerly known as: Credit is my hobby (2M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 5 of 15
Scupra
Super Contributor

Re: 2014 Continues to be a good year!!!!


@12njoy wrote:

@Scupra,

 

 Thank you.  You have an impressive lineup yourself.  Great work after BK.  I wish I had started the rebuild right after my BK, but I refused credit until 2 years ago.  I wasted so much time without credit which is why I'm now considered OCD with my credit.Smiley Wink


DW always says I am OCD with my credit! Thank you for the kind words, really appreciate it! Some day when I grow up I will have cards like your signature Smiley Surprised hahahaha

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 6 of 15
-Wade-
Valued Contributor

Re: 2014 Continues to be a good year!!!!


@12njoy wrote:

I posted earlier about my successes thus far this year.  Now I have another success (#4).

 

@1. Approved for USAA Visa @$7,000

2. Discover credit limit increase from $6,500 to $10,000

3. Chase Slate credit limit increase from $2,500 to $5,000

4. USAA American Express credit limit increase from $7,000 to $13,000

 

@A whopping $19,000 haul in three days.  Next up (hopefully) is a Walmart Discover auto CLI in February 2014 folllowed by an Amex 3x CLI request in March 2014.  Total available credit now sits @$58,400 with present utilization @ 2%.  It has been a long 2 year rebuild, but I have a ways to go still.  I started out with low scores in the 570's and now hover in the 680's to low 700's.  I can't thank you all enough for the expert advise.  It is nice to see your hard work and patience paying off.  HAPPY NEW YEAR!!!!!Smiley Very HappySmiley Very HappySmiley Very Happy


Congrats Smiley Happy WOW you have some very nice CL's  !!! WTG

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 7 of 15
gdale6
Moderator Emeritus

Re: 2014 Continues to be a good year!!!!

Way to go, congrats Smiley Happy

Message 8 of 15
coldnmn
Mega Contributor

Re: 2014 Continues to be a good year!!!!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 9 of 15
B335is
Moderator Emeritus

Re: 2014 Continues to be a good year!!!!

Congrats, you have a nice lineup and new limits!

Message 10 of 15
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