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October Removed all baddies except Public Record fo BK CH7 - All Scores 720 range
Sep 2025 - In Branch Truist Enjoy Travel card $8,900 - $200 SUB
Oct 2025 - Cap1 Upgraded Quicksilver to Savor --> Requested CLI from 5.5K to 16.5K NICE!!!
Oct 2025 - Discover It PreApproved --> 2K Limit 15 months 0% --> Choose Bruins Design after receiving card (Was hoping for larger limit to use 0%)
Oct 2025 - Approved for Auto Loan BCU at 3.89% 2025 Models 50K [Decided not to use it at this time - approval good for 90 days] Will revist next year
Personal Loan in June 2025 for 14K from BCU 36MO @ 12%
PLOC June 2025 for 10K BCU @11.5%
My Daily Driver remains my Amex Gold NPSL
and Whole Foods/Amazon Visa
Will attempt a 91 Day CLI with Discover
I do use BCU as my primary checking now.
have platinum honors - preferred rewards with bank of america as well
I use schwab for most investments. Schwab Amex Platinum is next on list for 1.1cpp
I would like Chase Saphire - so a year away from being under 5/24
I also noticed Tmobile Visa with capital one - tried to PC my savor to it - not availbale
I did pre-approve for it... but i want to hold off... would really only put my monthy bill on it. I'll just use my Debit card for now.
All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record
Lines of Credit:
Personal Loan:
Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450
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Very nice spree! Congrats on all your improvements.







Congratulations @MyDataMyChoice on the great approvals during your rebuild!