$20K Approvals in just over 90 days

Anonymous · ‎10-23-2020

Hello everyone my wife recently got approved for a $20k Navy Federal Cash Rewards card and $25k Associated Bank Platinum Card. She's only been with Navy Federal for a little over 90 days. On her file is Hutton Chase, Ox Publishing, Myjewelers, Rentreporters and three authorized user tradelines with 10 years of history on at least one of them and $25k limit on one of the others. She applied online to Associated Bank and got Approved instantly. I'm still gardening but very tempted to try the same method she did. Has anyone else had any experience receiving high approvals such as these within about 90 days?

spiritcraft1 · ‎10-23-2020

Congrats to her! Do you know what her FICO's are?

$30k, approved for 15k 10/11/21 @ 807 EX FICO 08 - 61 day 2x cli

$15k, approved after 2 weeks 5/21 @ 698 EX FICO 09 Bankcard

$19k, started as a $5k secured card in 2016 @ 408 FICO, unsecured 12/18 @ 600 FICO

$10k (10/23) @ 785 TU08 - Denied, Approved after Recon

$10k - approved (12/19) at $1k @ 648 FICO

Biz |

Business $9k - 04/06/21 @ 686 SP FICO, 61d 3x CLI to $9k

Business $28k - 07/6/21 @ Instant 689 SP FICO

Business $15k - 03/1/22 @ Instant 795 SP FICO

$15k Biz 2% card, approved after 5 days 7/21 @ 685 EX FICO 09 Bankcard, 93 Biz EX score

$25k Biz instant approval 10/21 @ 790 EQ FICO, 99 Biz EX score

$23k Biz instant approval, ID Verification 10/22 @ 802 EX FICO

$14k Biz instant approval 10/22 @ 802 TU FICO

Elan Hawaii National Bank Biz Visa- $8k instant 10/22 @ 806 TU FICO

US Bank Triple Points Visa - $20k in branch 11/3/22 @ 809 TU FICO, 1/12 new accounts, no USB history

Elan Business Visa from Midland Bank for new LLC, Instant $17k 11-22

PNC Business Visa for new LLC, $15k, took a week. EX 820 HP! 11-22

FNBO Evergreen Business MC for new LLC, $13.7k, instant EX HP 805 EX BC09 4-22

Chase Ink Premier $8.8k Flex, $44k Spend, instant EX HP 756 | 09-23

Barclays AA Business MC - Measly $2k SL but got the 80k Sub, 819 TU | 03-23

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Anonymous · ‎10-23-2020

Yes Trans Union 760, Equifax 737, Experian 787

AllZero · ‎10-23-2020

Congratulations on DW approvals!

BmoreBull · ‎10-23-2020

Congrats to your dw. Might be time to let the mjc go. Looks like it served its purpose.

Starting Fico Scores:November 2019

Current Fico Scores: January 6, 2021

Goal Scores: 700 across all three

gdale6 · ‎10-23-2020

Some pretty good approvals for your dw, grats to her

cashorcharge · ‎10-23-2020

Congratulations to DW on the approval!

spiritcraft1 · ‎10-23-2020

@Anonymous wrote:
Yes Trans Union 760, Equifax 737, Experian 787

Thank you!

Biz |

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

M_Smart007 · ‎10-23-2020

Congratulations to DW

Meanmchine · ‎10-23-2020

Double congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching