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2K CLI on CSR

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nytokyobred79
Valued Contributor

2K CLI on CSR

 I checked if any cards were eligible. CSR appeared. 2K CLI immediate approval. 
I thought I'd reached my total credit with Chase but I managed to get another 2K, albeit I do use this card monthly. I now have total credit limit of 84K between my CFU and CSR. Fico 8 EX: 779, EQ: 784, TU: 772 DPs: UTI 8%, Income 245K, New Accts: 1/24,0/12,0/6, Inquiries: EX- 5( all fall off in March 2026), TU/EQ: 0/24, AAoA: 4.8 months on Ex, 3.3 months on TU, 5.4 on EQ. 

 

Additional DP: I requested a CLI on my CFU in Aug and they just reallocated 12K from the CSR. I put about 30K across both cards a year. 
IMG_8739.jpeg

 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 1 of 12
11 REPLIES 11
Copenix
Frequent Contributor

Re: 2K CLI on CSR

Congrats on your CLI.

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $117.8K | Utilization 0.9%

FICO 8s December 2025


Message 2 of 12
JoeRockhead
Community Leader
Super Contributor

Re: 2K CLI on CSR

Nice DPs, congratulations on your CLI and new limit! 

Message 3 of 12
nytokyobred79
Valued Contributor

Re: 2K CLI on CSR

@Copenix Thank you.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 4 of 12
nytokyobred79
Valued Contributor

Re: 2K CLI on CSR

@JoeRockhead I thought the DPs might be helpful. A correction to the above- should have stated that when I requested a CLI on my CFU this summer, they just re-allocated 2K from my CSR. Interestingly, this time, they granted an actual increase. If I recall, they did give me 2K on this card at the beginning of the year as well. I basically run around 2-500 a month on this card and PIF whereas, I've had BT offers and used the card for My Chase Loans the CFU a few times. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 5 of 12
firefox100
Senior Contributor

Re: 2K CLI on CSR

Congrats, enjoy it have fun also.

Message 6 of 12
LivingTheAmericanDream
Frequent Contributor

Re: 2K CLI on CSR

Congrats and enjoy 👏
   
 
 

  
Message 7 of 12
Jessie
Established Member

Re: 2K CLI on CSR

Nice!! Now, for your credit score's sake, pretend like the extra $2k doesn't even exist. 

Message 8 of 12
nytokyobred79
Valued Contributor

Re: 2K CLI on CSR


@firefox100 wrote:

Congrats, enjoy it have fun also.


I will use it right in time to the holidays. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 9 of 12
nytokyobred79
Valued Contributor

Re: 2K CLI on CSR


@LivingTheAmericanDream wrote:
Congrats and enjoy 👏

Thanks. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 10 of 12
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