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2nd 3x CLI on Amex Optima Oasis

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Anonymous
Not applicable

2nd 3x CLI on Amex Optima Oasis

I thought this info might be of interest to those of you who have this card. I went from 2100 to 6300 instantly. I got my dates mixed up so I actually waited about 195 days between the two CLI requests. I have never been able to get the CLI requests to work for me online, only by calling and following the auto prompts. Both CLIs were instant. I only use the card for Netflix and Amex offers.

 

For those who are curious, I originaly only kept this card because Amex backdating made it my oldest( 18 yrs). Now with the benifit of CL padding, the free EX fico, and some trully useful Amex offers, I don't mind keeping this card in my wallet. The offers alone pay for my 49.00 AF.  Since they still won't let me PC,  I'll probably app for a none rebuilder AMEX at somepoint, but nothing is calling to me right now. 

Message 1 of 11
10 REPLIES 10
myjourney
Super Contributor

Re: 2nd 3x CLI on Amex Optima Oasis

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 11
alextercero
Super Contributor

Re: 2nd 3x CLI on Amex Optima Oasis

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 3 of 11
Anonymous
Not applicable

Re: 2nd 3x CLI on Amex Optima Oasis

Congrats!

Message 4 of 11
OmarGB9
Community Leader
Super Contributor

Re: 2nd 3x CLI on Amex Optima Oasis

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 5 of 11
Anonymous
Not applicable

Re: 2nd 3x CLI on Amex Optima Oasis

Thanks all!

Message 6 of 11
Anonymous
Not applicable

Re: 2nd 3x CLI on Amex Optima Oasis

Congrats on your CLI

Message 7 of 11
sjt
Senior Contributor

Re: 2nd 3x CLI on Amex Optima Oasis


@Anonymous wrote:

I thought this info might be of interest to those of you who have this card. I went from 2100 to 6300 instantly. I got my dates mixed up so I actually waited about 195 days between the two CLI requests. I have never been able to get the CLI requests to work for me online, only by calling and following the auto prompts. Both CLIs were instant. I only use the card for Netflix and amex offers.

 

For those who are curious, I originaly only kept this card because Amex backdating made it my oldest( 18 yrs). Now with the benifit of CL padding and some trully useful AMex offers I don't mind having this card in my wallet. The offers  pay for my 49 AF.  Since they still won't let me PC,  I'll probably app for a none rebuilder AMEX at somepoint, but nothing is calling to me right now. 


Congrats!

 

when you tried for cli online what happens.

American Express: Platinum Charge, Business Platinum, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Globe WLMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 8 of 11
Anonymous
Not applicable

Re: 2nd 3x CLI on Amex Optima Oasis


@sjt wrote:

@Anonymous wrote:

I thought this info might be of interest to those of you who have this card. I went from 2100 to 6300 instantly. I got my dates mixed up so I actually waited about 195 days between the two CLI requests. I have never been able to get the CLI requests to work for me online, only by calling and following the auto prompts. Both CLIs were instant. I only use the card for Netflix and amex offers.

 

For those who are curious, I originaly only kept this card because Amex backdating made it my oldest( 18 yrs). Now with the benifit of CL padding and some trully useful AMex offers I don't mind having this card in my wallet. The offers  pay for my 49 AF.  Since they still won't let me PC,  I'll probably app for a none rebuilder AMEX at somepoint, but nothing is calling to me right now. 


Congrats!

 

when you tried for cli online what happens.


I think I got some kind of white screen and it says something like unable to process your request at this time please call the 800 number on your card. It's been over a year since I tried it that way but, I seem to remember trying a few times when I first got the card. I'm not sure if I was past the 1 year point, but after getting that error a few times I gave up.

Message 9 of 11
sjt
Senior Contributor

Re: 2nd 3x CLI on Amex Optima Oasis


@Anonymous wrote:

@sjt wrote:

@Anonymous wrote:

I thought this info might be of interest to those of you who have this card. I went from 2100 to 6300 instantly. I got my dates mixed up so I actually waited about 195 days between the two CLI requests. I have never been able to get the CLI requests to work for me online, only by calling and following the auto prompts. Both CLIs were instant. I only use the card for Netflix and amex offers.

 

For those who are curious, I originaly only kept this card because Amex backdating made it my oldest( 18 yrs). Now with the benifit of CL padding and some trully useful AMex offers I don't mind having this card in my wallet. The offers  pay for my 49 AF.  Since they still won't let me PC,  I'll probably app for a none rebuilder AMEX at somepoint, but nothing is calling to me right now. 


Congrats!

 

when you tried for cli online what happens.


I think I got some kind of white screen and it says something like unable to process your request at this time please call the 800 number on your card. It's been over a year since I tried it that way but, I seem to remember trying a few times when I first got the card. I'm not sure if I was past the 1 year point, but after getting that error a few times I gave up.


Thanks for the update!

 

Did they do a SP or HP. Also, out of curiosity, have you check out the website for any preapproved offers or go to their pre qual site?

 

 

American Express: Platinum Charge, Business Platinum, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Globe WLMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 10 of 11
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