2nd American Express Platinum with SUB

[PointsBonus]

So...late last night laying in bed, after my Lenovo approval, I got bored and went to Resy website and looked at the Platinum card offer...125,000 Bonus Points + 10X on restaurants for the first 6 months on a $6000 spend in 6 months. I said, why not ? one of 2 things will happen, 1. Lifetime language - no harm no foul 2. No lifetime language and get approved, soft pull, again no harm no foul. To my surprise Approval with NO LIFETIME LANGUAGE. Called just now to verify with the "Platinum CS line" while i was removing my DW from the Schwab and adding her to the new one....the Rep confirmed the SUB as well !

[CreditMagic7]

Congratulations on your Amex Platinum approval! Enjoy the sub!

[CreditAggie]

Congratulations on your Amex Platinum approval with a no lifetime language SUB!

[Credit4Growth]

🍻 Congrats on the AmEx Platinum approval and 👍 great SUB!

[gdale6]

Grats on grabbing the second SUB!

[PapaTunde]

Congrats on your SUB

[NalekSok]

Congratulations on your approval! 🎉

[HowDoesThisAllWork]

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@PointsBonus wrote:

So...late last night laying in bed, after my Lenovo approval, I got bored and went to Resy website and looked at the Platinum card offer...125,000 Bonus Points + 10X on restaurants for the first 6 months on a $6000 spend in 6 months. I said, why not ? one of 2 things will happen, 1. Lifetime language - no harm no foul 2. No lifetime language and get approved, soft pull, again no harm no foul. To my surprise Approval with NO LIFETIME LANGUAGE. Called just now to verify with the "Platinum CS line" while i was removing my DW from the Schwab and adding her to the new one....the Rep confirmed the SUB as well !

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@PointsBonus This is super interesting.  No lifetime language....so a SUB for a second card?  I guess (and I am rather new to this whole credit game so I might be sadly off in left field) that there is a loophole for most things.  Good for you!  Congrats on the second SUB.

[PointsBonus]

@HowDoesThisAllWork 

its a "Theory" - but technically I am not sure I "bypassed" the system, and here is why, I never actually applied for a "Vanilla Platinum card" this is technically my first "Vanilla" card - I only have applied and approved for the Charles Schwab Platinum card, and the theory is that they are treated as 2 different products, but some have had the CS Platinum and was not able to get the Vanilla SUB. 
Good case in theory, I applied for the Aspire card "again" after closing for a few years, the system remembered I had one and gave me a Lifetime language. 

Hope this helps. 

[coldfusion]

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@PointsBonus wrote:

its a "Theory" - but technically I am not sure I "bypassed" the system, and here is why, I never actually applied for a "Vanilla Platinum card" this is technically my first "Vanilla" card - I only have applied and approved for the Charles Schwab Platinum card, and the theory is that they are treated as 2 different products, but some have had the CS Platinum and was not able to get the Vanilla SUB. 

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Your theory is fact.    While the "lifetime"* language is valid each Platinum variant is treated as a separate product and there have been a number of cardholders over the last several years who have picked up 2 or 3 of them (vanilla,  Schwab, Morgan Stanley, and the now-discontinued Mercedes-Benz) and successfully collected the SUB on each.   To your comment about some cardholders not collecting the 2nd SUB though,  my memory is fuzzy but I remember (possibly mistakenly) that there was something about needing to having first acquired the vanilla card first to be eligible for the 2nd one. 

When the Mercedes-Benz relationship expired those cards were converted to vanilla Platinums and some people ended up with 2 x vanilla Platinum cards. 

* reputed to actually be 7 years but I don't ever remember seeing a data point that validates it.