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@insidious28 wrote:Should I push my luck and aplly for a 2nd DC card? I recently got the premier and now contemplating applying for the Elite. But since then I have 2 other inquiries on my report and to new accounts also but none have been reported to my credit reports yet. You guys think the 2 inquiries after my DC inquiry will scare them off? I really want another in case they start reporting cause that would really help my DTI ratio. My scores are good just don't want to scare them off if they see my other inquiries and have a chance of them closing my current DC card down because of that. Any thoughts?
Go ahead a push the luck...
I don't think its pushing luck applying for the 2nd card. I applied for the premier last week after receiving my elite. I take the stance that I will stay selectively apping until I get a real denial. So far this strategy has worked.
As for the reporting to the CRAs. I don't have a preference one way or the other. But since this whole experience reveals the manual nature of their current business model maybe they have contracted with the pony express to deliver those CRA updates. Those haven't been hand written into the ledgers yet for delivery. ![]()