cancel
Showing results for 
Search instead for 
Did you mean: 

2nd Diners Club App?

tag
Anonymous
Not applicable

Re: 2nd Diners Club App?


@insidious28 wrote:

Should I push my luck and aplly for a 2nd DC card?  I recently got the premier and now contemplating applying for the Elite.  But since then I have 2 other inquiries on my report and to new accounts also but none have been reported to my credit reports yet.  You guys think the 2 inquiries after my DC inquiry will scare them off?  I really want another in case they start reporting cause that would really help my DTI ratio.  My scores are good just don't want to scare them off if they see my other inquiries and have a chance of them closing my current DC card down because of that.  Any thoughts?


Go ahead a push the luck...

Message 21 of 22
BarryNTexas
Established Contributor

Re: 2nd Diners Club App?

I don't think its pushing luck applying for the 2nd card.  I applied for the premier last week after receiving my elite.  I take the stance that I will stay selectively apping until I get a real denial.  So far this strategy has worked.

 

As for the reporting to the CRAs.  I don't have a preference one way or the other.  But since this whole experience reveals the manual nature of their current business model maybe they have contracted with the pony express to deliver those CRA updates.  Those haven't been hand written into the ledgers yet for delivery.  Smiley Wink


DC Prem 20K | DC Elite 20K | PenFed Visa 25K | NFCU Sig Visa 25K | NFCU Flagship 25K | AMEX Delta 25K & SPG 15K
RBFCU MC 20K | Barclay's RMC 11.5K & Ring 22K | Chase United 30K | Chase Hyatt 8K | Citi AA 15K | Citi DC 15K
Discover it® 27K | JCPenney MC 22K | Home Depot $9K
EX/796 EQ/794 TU/802 GOAL: Break 800
Message 22 of 22
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.