$3,000 CLI on Quicksilver (Originally Plat.) NOW A WORLD MASTERCARD!

[SEAlifer]

Congrats! I'm just so confused. I was with them for 6 statements and they wouldn't upgrade me. Said I had to apply for a new one despite being pre-qualified. I didn't want to use a HP for that so I just closed it to get my deposit back. Le sigh!

[GApeachy]

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@gorgon wrote:

Offered $3k CLI and took it.

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Dang straight!  Congrats!!!!  five more months and counting, yuh?

[GApeachy]

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@SEAlifer wrote:

Congrats! I'm just so confused. I was with them for 6 statements and they wouldn't upgrade me. Said I had to apply for a new one despite being pre-qualified. I didn't want to use a HP for that so I just closed it to get my deposit back. Le sigh!

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I reapplied, got the triple pull but also got a way better card with a way better limit.

[Traveler101]

Thats exactly what I did. 4 years ago I got a 300.00 limit plat. that and a barclays at 500. I sat on them. No apps just gardened except for soft pulls. Scores in the mid 500s. Baddies n and a bk reporting. But I used cards extensively and responsibly without applying for more. Then almost 2 years in, i checked preapp for cap1. bamm, venture 15k opening line with baddies, bk, 1 acct included, 5 months late. Its a process, slow and tedious, but with responsible use, the whole picture comes into play, not just a score. Great interest rates here now, keeping more of my money in my pocket, instead of high interest. Goals, and patience persevere.

[Anonymous]

Congratulations!

[cr101]

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@Traveler101 wrote:
Cap1 must be feeling generous lately. I too got a sp 3k limit increase taking me to 24k on my venture. Next up to pc to a savor from qs. Then work on barclays. See if I can get them to budge..lol! Prob not, but never hurts to try. Almost like milking a cow. Congrats on your cli's

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If you're talking about getting a Barclays card (and not a CLI), dude, ***I*** got one, so I'm sure that you can get one LOL. I actually reconned bc I got declined. I didn't realize that I had left a zero off my salary. But, I still have lots of student loan delinquencies. CL is only $1,000, but still shocking. They're super nice, too.

@sealifer, are you talking about your platinum? same thing happened to me. i had a secured card and got my promised increase after 5 payments. i called about 10 months into having the card to see if it was unsecured. i don't think that i asked for cli, but i asked about unsecuring and they said that they don't do it anymore and that i had to apply for a new card. i was told that there wouldn't be another deposit, so i applied and got another card w 500 cl. got the auto increase to 750 5 statements later, then 4 months later they auto gave me the increase to 3250. first card still sitting at 500. *shrugs*

[Traveler101]

cr101, I have barclays already. 2 actually, but lower limits, 7k. I call every 3 months to see about a sp upgrade. They prob laugh, and say, hey you all, hes back on the phone again asking, lol. They are polite I give you that. But 4 years with them should mean something.

and sealifer, while i did take a additional hp at c1, when i did start at c1 with 300, I now sit at 29k with them. and much better rate on second card as well. Patience and gardening does pay.

[gorgon]

Saw that my Plat card had the "Activate Card" option under it in the app. I was confused as to why I would be getting a new card until about an hour later when I got an email that says they are upgrading my card to a World Mastercard. Works for me!

[AllZero]

Congratulations on your PC, CLI, and WMC!

[Meanmchine]

Congrats !