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3rd Cap1 Card Approved

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Skye12329
Valued Contributor

3rd Cap1 Card Approved

I know there was a post mentioning no more than 2 cap1 cards. I had been checking the prequal page for a while and would get the same results but with varying APRS.

1st time checking it was QS/SavorOne with 26.99% APR and Plat for 0% APR for 9 months and 26.99 after.

Waited a month and got QS/SavorOne with 23.99% APR and Plat for 0% APR for 9 months and 23.99 after. 

Waited a month and got QS/SavorOne/VentureOne - 18.99% + 0% Intro/Bonus

 

Figured Hub and i are planning a trip soon. Went for VentureOne for the bonus. And i know what y'all are thinking. Crazy to go for that triple pull. Which i know, but i don't know any other travel card lenders that will allow me in with a BK this fresh still. But here is the stats and DPs.

 

VentureOne - Approved 2k, 18.99% after the intro period of 0%

Income - 103k

Ficos are between 640-650 for all 3 bureaus

BK7 was 2/21

Last app was 12/21 (SavorOne)

Baddies - some lates (30-60 days) from 2020/2021 when i was doing my BK

Inquries - TU - 9, EQ - 5, EX - 7 - Which some of these fall off end of this year from before my BK

Now i need to stay back in the garden for preferably 2 years.

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
Message 1 of 12
11 REPLIES 11
Credit4Growth
Senior Contributor

Re: 3rd Cap1 Card Approved

You nabbed what you could utilize.
🍺 Congratulations on your new Venture One approval!
Message 2 of 12
Pway
Valued Contributor

Re: 3rd Cap1 Card Approved

Congrats on the approval.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 3 of 12
Anonymalous
Valued Contributor

Re: 3rd Cap1 Card Approved

If you're planning on gardening for two years, a triple pull is completely irrelevant. Sounds like you made a very good choice, congratulations on the new card!

 

Message 4 of 12
KingRue8500
Senior Contributor

Re: 3rd Cap1 Card Approved

Congrats on your Capital One VentureOne approval




Message 5 of 12
babygirl1256
Senior Contributor

Re: 3rd Cap1 Card Approved

Congrats on your Cap1 approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 6 of 12
CreditAggie
Community Leader
Super Contributor

Re: 3rd Cap1 Card Approved

Congratulations on your Capital One approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 12
ilpapa79
New Contributor

Re: 3rd Cap1 Card Approved


@Skye12329 wrote:

I know there was a post mentioning no more than 2 cap1 cards. I had been checking the prequal page for a while and would get the same results but with varying APRS.

1st time checking it was QS/SavorOne with 26.99% APR and Plat for 0% APR for 9 months and 26.99 after.

Waited a month and got QS/SavorOne with 23.99% APR and Plat for 0% APR for 9 months and 23.99 after. 

Waited a month and got QS/SavorOne/VentureOne - 18.99% + 0% Intro/Bonus

 

Figured Hub and i are planning a trip soon. Went for VentureOne for the bonus. And i know what y'all are thinking. Crazy to go for that triple pull. Which i know, but i don't know any other travel card lenders that will allow me in with a BK this fresh still. But here is the stats and DPs.

 

VentureOne - Approved 2k, 18.99% after the intro period of 0%

Income - 103k

Ficos are between 640-650 for all 3 bureaus

BK7 was 2/21

Last app was 12/21 (SavorOne)

Baddies - some lates (30-60 days) from 2020/2021 when i was doing my BK

Inquries - TU - 9, EQ - 5, EX - 7 - Which some of these fall off end of this year from before my BK

Now i need to stay back in the garden for preferably 2 years.


I have 4 Capital One cards, all different, all with different CL, structures. 2 Visa's, and 2 MC's.

Message 8 of 12
cashorcharge
Community Leader
Super Contributor

Re: 3rd Cap1 Card Approved

WooHoo!! Congratulations on your 3rd Cap1 Card Approval!!👏🏼🍾🥂

Message 9 of 12
OmarGB9
Community Leader
Super Contributor

Re: 3rd Cap1 Card Approved

Congrats! Way to break the 2-card rule too!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 10 of 12
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