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3rd Discover CLI In As Many Months!

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Titans84
Valued Contributor

Re: 3rd Discover CLI In As Many Months!


@M_Smart007 wrote:

Congrats!

 

I have (2) more Disco CLI denial letters coming.

Bet they gonna say "Insufficient use of credit limit" or something along those linesSmiley Tongue

 

 


Thanks @M_Smart007 That was the same denial reason I was seeing for almost a year. Took letting a small amount post with the statement before an increase. I've let that same amount post the last 2 months and it seems to be enough. 

Current FICO 8:



Message 11 of 33
coreyb80
Super Contributor

Re: 3rd Discover CLI In As Many Months!

Congrats on the increase!

Message 12 of 33
M_Smart007
Legendary Contributor

Re: 3rd Discover CLI In As Many Months!


@Titans84 wrote:

@M_Smart007 wrote:

Congrats!

 

I have (2) more Disco CLI denial letters coming.

Bet they gonna say "Insufficient use of credit limit" or something along those linesSmiley Tongue

 

 


Thanks @M_Smart007 That was the same denial reason I was seeing for almost a year. Took letting a small amount post with the statement before an increase. I've let that same amount post the last 2 months and it seems to be enough. 


Thanks @Titans84 , I pretty much had figured what i would get. The cards have seen no spend.

But I will max out both Discover it CB cards on digital wallet in the upcoming quarter.

Last time I did that I was able to get (1) CLI on higher limit Disco card and (2) CLI's on lower limit Disco card.

Since it was a "SP" i had nothing to lose, except for more letter's in the mailSmiley Tongue

 

I really wish they'd go to online delivery of the AA letters and save paper.Smiley Indifferent

Message 13 of 33
PayAndProsper
Regular Contributor

Re: 3rd Discover CLI In As Many Months!


@Titans84  escribió:

@PayAndProsper wrote:

Congrats! You're obviously on a roll! Haha


Thanks @PayAndProsper  Hope to keep it rolling into next month.



Go ahead and milk those CLIs for everything they're willing to give you, honestly. Good luck @Titans84 !


Utilization Stats:

Current FICO® Score 8:

Goal FICO® Score 8:


Financial Institutions:

Message 14 of 33
cashorcharge
Community Leader
Super Contributor

Re: 3rd Discover CLI In As Many Months!

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 15 of 33
NoMoreDebt
Senior Contributor

Re: 3rd Discover CLI In As Many Months!

congrats on the cli's

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 16 of 33
laurenjessica
Frequent Contributor

Re: 3rd Discover CLI In As Many Months!

Congrats on riding the Disco Luv Train!
Credit cards:
NUS000000091-480x304-STRAIGHT-96unnamedmissionlanemobileIRIDESCENTpaypal-cashback-credit-card-16373091c11536849downloadvenmoTJX-Rewards-Platinum-Mastercardcardart-prim-645x406
AU Cards:
disney-premier-cardNUS000000327-480x304-STRAIGHT-96NUS000000269-480x304-STRAIGHT-96
Store Cards:
Credit-Card-Large61d9c1a7-5683-4228-8bb4-c2747006069dAPSC-SECUREDCARD-CB658179059Kohls-CC-no-egt-SM-RGBpinkimg093647Paypal-Credit-Logo-Ameri-Commerceimg056321sc-plus-black-Creditcard
Auto loan:
toyota

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

Current FICO 8 scores (2/12/2024):
Message 17 of 33
Titans84
Valued Contributor

Re: 3rd Discover CLI In As Many Months!


@coreyb80 wrote:

Congrats on the increase!


Thanks @coreyb80 

Current FICO 8:



Message 18 of 33
Titans84
Valued Contributor

Re: 3rd Discover CLI In As Many Months!


@cashorcharge wrote:

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂


Thanks @cashorcharge 

Current FICO 8:



Message 19 of 33
Titans84
Valued Contributor

Re: 3rd Discover CLI In As Many Months!


@NoMoreDebt wrote:

congrats on the cli's


Thanks @NoMoreDebt 

Current FICO 8:



Message 20 of 33
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