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3rd Discover CLI in a Row!

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Titans84
Valued Contributor

Re: 3rd Discover CLI in a Row!

@Thomas_Thumb None of my increases have been automatically applied. All have been manually requested through the app or website.

 

Here’s the pattern since opening the account:

 

SL: $4,000 (July 2021)

 

CL: $6,000 (March 2022) +$2,000

CL: $7,500 (April 2022) + $1,500

CL: $8,500 (May 2022) + $1,000

 

CL: $10,500 (April 2023) + $2,000

CL: $12,500 (May 2023) + $2,000

CL: $14,500 (June 2023) + $2,000

 

CL: $17,500 (December 2024) + $3,000

CL: $20,500 (January 2025) + $3,000

CL: $23,500 (February 2025) + $3,000

Current FICO 8:



Message 11 of 22
mgood
Valued Contributor

Re: 3rd Discover CLI in a Row!

Gotta love those Disco 3-fers. Congrats!

 


@Thomas_Thumb wrote:

Very unusual! I've heard of double dipping (online CLI followed by over the phone CLI - both SPs.). Were your CLIs auto CLIs, manually requested or a combination of the two?


It's something we've seen around here with Discover. Mine were by request. Nothing, nothing, nothing, then when you get approved for a CLI, ask again in a month, then again in another month. Quite a few people have gotten 3 CLIs in approximately 3 months. Then the well runs dry again.

 

I've done it a couple times. (Using @Titans84 's format for consistency):

 

SL: $2,000 (December 2020)

 

CL: $4,500 (July 2021) +$2,500

CL: $6,500 (August 2021) +$2,000

CL: $7,500 (October 2021) +$1,000

- - When people were saying Discover WOULD NOT give CLIs if the card was less than 1 year old, Period. Full Stop. That was a Co Vi D era rule that may have been starting to relax around this time.

 

CL: $8,500 (November 2022) +$1,000

CL: $10,500 (December 2022) +$2,000

CL: $12,000 (January 2023) +$1,500

 



EQ8 772, TU8 757, EX8 778 as of November 7
AZE12 - 7% Utl - New Cards: 2/6, 4/12, 7/24
Message 12 of 22
Titans84
Valued Contributor

Re: 3rd Discover CLI in a Row!


@mgood wrote:

Gotta love those Disco 3-fers. Congrats!


Thanks @mgood 

Current FICO 8:



Message 13 of 22
CreditAggie
Community Leader
Super Contributor

Re: 3rd Discover CLI in a Row!

Congratulations on your Discover CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 14 of 22
Titans84
Valued Contributor

Re: 3rd Discover CLI in a Row!


@CreditAggie wrote:

Congratulations on your Discover CLI!


Thanks @CreditAggie 

Current FICO 8:



Message 15 of 22
NoMoreDebt
Senior Contributor

Re: 3rd Discover CLI in a Row!

Congrats

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 16 of 22
Titans84
Valued Contributor

Re: 3rd Discover CLI in a Row!


@NoMoreDebt wrote:

Congrats


Thanks @NoMoreDebt 

Current FICO 8:



Message 17 of 22
brendini
New Contributor

Re: 3rd Discover CLI in a Row!

Congratulations!

 

 

3/2023 Discharge Ch 7
3/2023-Closed 9/2023 CapitalOne Quicksilver Secured SL $500 - Closed
9/2023 Discover Miles SL $13,500-2/2025 $17,500
1/2024 Ally Everyday Unlimited SL $2,000-7/2024 $2,900
7/2024 Savor One SL $4,000
12/2024 NFCU More Rewards $1,500
Message 18 of 22
Titans84
Valued Contributor

Re: 3rd Discover CLI in a Row!


@brendini wrote:

Congratulations!

 

 


Thanks @brendini 

Current FICO 8:



Message 19 of 22
southernblueeyes
Regular Contributor

Re: 3rd Discover CLI in a Row!

Congratulations!! 

Message 20 of 22
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