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4th PenFed card approved!

Anonymous
Not applicable

Re: 4th PenFed card approved!

PenFed will give you your monthly credit csore if you have a checking or savings acount with them - they pulled my FICO 9 Equifax.  I think...let me double-check the letter states which bureau was pulled.  Get back to you tomorrow but I do know it was the FICO 9 score, not FICO 8.

Anonymous
Not applicable

Re: 4th PenFed card approved!


@Anonymous wrote:

PenFed will give you your monthly credit csore if you have a checking or savings acount with them - they pulled my FICO 9 Equifax.  I think...let me double-check the letter states which bureau was pulled.  Get back to you tomorrow but I do know it was the FICO 9 score, not FICO 8.


@Anonymous  If you have a credit product PF/Navy will give you your Fico9 score which is the one they base some of there decisions on. PF is EQ9 all the way, and Navy is EQ9 for CLI/loans/CLOC and TU9 for New cards.   THis can be a YMMV as in some cases another lender is pulled, but for the most part 98% of the time that is the CB they use for those apps. 

AverageJoesCredit
Legendary Contributor

Re: 4th PenFed card approved!

Penfed only gives you a score if you have a credit product with them to the best of my knowledge.
credit_is_crack
Valued Contributor

Re: 4th PenFed card approved!

Congrats on the PenFed Quad @Dave4585! I’m a big fan of PenFed and they’re so easy to work with. I think they are similar to USAA where you can have as many as they’ll approve you as long as you don’t get to $50k in total limits. There are RARE exceptions of folks going passed $50k but for us regular folk it seems to be a firm line. Nice Job!
Anonymous
Not applicable

Re: 4th PenFed card approved!

Is everyone eligible to apply for PenFed CC's?

Pro-X
Frequent Contributor

Re: 4th PenFed card approved!

Congrats on your approval!!


Anonymous
Not applicable

Re: 4th PenFed card approved!


@Anonymous wrote:

Is everyone eligible to apply for PenFed CC's?


@Anonymous 

You just have to be a member and PF is one that you can join by donating to a group to get in if you don't have military (or family) that can get you in.