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$5,000 Alliant FCU Visa Signature

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JoeRockhead
Community Leader
Super Contributor

Re: $5,000 Alliant FCU Visa Signature

Nice SL and approval, congratulations! 

Message 11 of 16
Disregard
New Contributor

Re: $5,000 Alliant FCU Visa Signature


@TheRedHat wrote:

Congrats on your approval! Could you post more data points such as your scores, inquires, etc.? This is my next goal card and need all the data I can get. Thanks! 

Sure. I'm not sure if you currently bank with them, but I've used them as my primary credit union for two-plus years, so I'm not sure if that factored into their decision. Let me know if you want any other data. 

 

Scores: 
Screenshot_811.png

 

 

 

 

 

 

Inquiries At Time of Apply (Also had a Transunion hard pull from Alliant that same day that's not listed in the SS):

 Screenshot_810.png










Message 12 of 16
Rdbeetle
Valued Contributor

Re: $5,000 Alliant FCU Visa Signature

Congrats on your approval!!!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
Walmart CashRewards WMC $5k
FICO 8 Scores: EX 796 I TU 800 I EQ 802
Message 13 of 16
GZG
Senior Contributor

Re: $5,000 Alliant FCU Visa Signature

I know when I called back in March, underwriting on the phone said the minimum was $6000, so they must be continiously changing the minimum policy, or perhaps underwriting gets to override set minimums. 

Starting FICO 8:
Current FICO 8:



Message 14 of 16
NoMoreDebt
Senior Contributor

Re: $5,000 Alliant FCU Visa Signature

congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 15 of 16
TheRedHat
Established Contributor

Re: $5,000 Alliant FCU Visa Signature


@Disregard wrote:

@TheRedHat wrote:

Congrats on your approval! Could you post more data points such as your scores, inquires, etc.? This is my next goal card and need all the data I can get. Thanks! 

Sure. I'm not sure if you currently bank with them, but I've used them as my primary credit union for two-plus years, so I'm not sure if that factored into their decision. Let me know if you want any other data. 

 

Scores: 
Screenshot_811.png

 

 

 

 

 

 

Inquiries At Time of Apply (Also had a Transunion hard pull from Alliant that same day that's not listed in the SS):

 Screenshot_810.png


 

 

 

 

 

This was extremely valuable information. Thank you!!

Last update: 6/14/2025

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Message 16 of 16
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