5/3 Bank Cash Rewards Approval

[gdale6]

Hi all,

Received pre approved mailer ovr a month ago in the mail, decided to pull the trigger (9-28) for a 150 bonus on 500 spend in first 90 days  Wasnt instant approval, it took app and 6 hrs later TU was pulled manually. Got card in todays mail, a high int rate 19.24, CL 7500 have no idea what Fico they are using letter says range 309-839, TU Fico at time of pull was 744 for this model. 

Same day requested CLI on BoA Cash Rewards, TU pull, Fico 8 was 774, went from 6K to 8.3K. Thanks for looking and have a great day

[ddemari]

congrats gdale! I luv 5/3 for a few reasons, they pull TU fico 04 in the midwest which is my best score. they are known to pull EQ also, but they use 04 scoring. 

they also never seem to bother you, once you are in, your good. I have the full collection of 5/3 cards except secured and never any issues. 

Enjoy!! 

[CreditMagic7]

Congrats! gdale6.

I really like them too. Once you're in with them it's all the way and those PreQuals from 5/3 are as SOLID as it gets.

The APR's can be rough but i understand why they stick to those rates. As ddemari says, they leave you alone and don't bother you no matter how many other accounts or inquiries.

They always do TU for me and i'm totally inside their footprint with branches galore all around.

I have (3) of their cards right now.

[pizza1]

Much congrats to you gdale! ..

Ive tried I don't know how many times for the SU2C cc, denied every time for verification. ugh!

Would love to have that card...Congrats again, and nice on the CLI's as well.

[B335is]

Congrats!! 5/3 wouldn't give me a second card and since I moved from Michigan I've found out the hard way I'm out of their footprint. They HP for another app only to say I'm ineligible.

[SisterGirl]

Congrats !

Very nicely done....I hope they will consider lowering the  APR as the account ages.

[Anonymous]

Congratulations! Enjoy!

[gdale6]

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@B335is wrote:
Congrats!! 5/3 wouldn't give me a second card and since I moved from Michigan I've found out the hard way I'm out of their footprint. They HP for another app only to say I'm ineligible.

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Good info there, Im in Michigan only temporarily. Interesting they wont issue another card if you are already a customer and move out of their footprint.

Thanks all for the support.

[AverageJoesCredit]

Big congrats on your success gdale! Well done

[woodyman100]

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@pizza1 wrote:
Much congrats to you gdale! ..

Ive tried I don't know how many times for the SU2C cc, denied every time for verification. ugh!

Would love to have that card...Congrats again, and nice on the CLI's as well.

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I feel your pain Pizza1. I've tried several times and shot down every one.