A Discover CLI Approval Datapoint

CreditInspired · ‎09-29-2018

I’ve had my DiscoIT since Dec 2016 with successful CLIs but I’ve never declined one until Aug 2018. I got an instant $700 CLI and I declined it.

Last night I tried again and got an instant $3K CLI. So happy I declined the first one.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K

MartyWrite75 · ‎09-29-2018

Congratulations on your CLI!

June 2025: Experian 772; Equifax 788; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Cred4All · ‎09-29-2018

Smart move, congrats on the 3k CLI!

JoeLuvsHisCredit · ‎09-29-2018

CreditInspired · ‎09-29-2018

Thanks all for the congrats and kudos.

I am doing the happy dance

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K

AverageJoesCredit · ‎09-29-2018

Fantastic job CI

Im usually not one for rejecting Disco cli , as ive never been offered more than $500 and we know how stingy they can be, but looks like your gamble paid off

Enjoy your Joltdude Special⚡😁

Anonymous · ‎09-29-2018

Congrats!!!! I declined $500 recently and ended up getting a $4,000 cli.

Anonymous · ‎09-30-2018

Congrats on the increase. I wonder if this applies to a double dip. Not too long ago I Recieved an automatic increase and requested a manual and was approved but only for $200. Literally nothing, but better than nothing so I accepted.

Anonymous · ‎09-30-2018

Congrats on the increases that’s a large increase for my typical standards. I wonder does the decline work for double dips? Not too long ago I Recieved an auto cli and requested a manual cli online and was approved for an additional $200. Not much but better than nothing so I accepted.

CreditInspired · ‎09-30-2018

@BrownSug

I did call and tried the DD too since it was instant. I was told it would have to be a HP. I nicely declined—shoot, I was still on the high from the $3K. I was just being greedy 😂

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K