A Long Road to "Discover"... - myFICO® Forums - 6157053

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My first post...had to share! I've literally been applying for a Discover Card for decades, checking prequals as well, all to no avail. I got creative and thought of a new approach: I opened a savings account with them several months ago with $1500. For the first time ever, I received an invitation to apply for the Discover it Miles in the mail today. After pondering over whether or not it would be a waste of a hard pull, I decided to go ahead and apply. After pressing submit, I received words of congratulations and an $8000 credit line.

I absolutely could not be more excited! It's been a long road to "Discover"; nothing like the sweet taste of victory!

#DiscoverMiles

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14 REPLIES 14

Congrats on your Disco approval!

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Congratulations on your Approval..

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Congratulations on your Discover approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

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Congratulations on your approval!

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Congrats and welcome to MF!

Chase Sapphire Reserve Visa Infinite │ $35,000

Chase Freedom Visa Sig │ $28,700 │ 5% rotator

Chase United Club Visa Infinite │ $35,000

Bank of America Alaska Airlines Visa Sig │ $30,000

Amex Gold │ NPSL │ $20,000 POT

Amex Blue Business Plus │ $23,600

Amex Hilton Honors Aspire │ $25,000

Amex Hilton Honors Surpass │ $16,400

Amex Blue Cash Preferred │ $25,000

US Bank Altitude Reserve Visa Infinite │ $20,000 │ 4.5x mobile wallet

US Bank Altitude Go Visa Sig │ $25,000

US Bank Cash+ Visa Sig │ $25,000 │ 5% selectable rotator

Elan Financial Services (US Bank) Fidelity Rewards Visa Sig │ $25,000

Citi Costco Anywhere Visa Sig │ $21,500

Citi Custom Cash MC │ $24,800 │ 5% selectable rotator

Citi Custom Cash MC │ $13,000 │ 5% selectable rotator

BMO Cash Back MC │ $15,000 │ 5% streaming

Barclays Banana Republic Rewards World MC │ $20,000 │ 5x Banana-Gap-Old Navy-Athleta

Discover IT │ $11,000 │ 5% rotator

GS Apple MC │ $24,000

TD Bank Target Red Card │ $2,500

Provident CU Cash Back Visa Sig │ $25,000

NFCU Flagship Rewards Visa Sig │ $74,000

PenFed Platinum Rewards Visa Sig │ $12,000 │ 5x gas

PenFed Power Cash Rewards Visa Sig │ $36,200

AOD FCU Visa Sig │ $25,000 │ 3% everything

Affinity FCU Cash Rewards Visa Sig │ $25,000 │ 5% Amazon

Nusenda CU Platinum Cash Rewards Visa │ $25,000 │ 5% rotator

Safe CU Cash Back Visa │ $25,000 │ 5% selectable rotator

Vantage West CU Connect Rewards Visa Sig │ $25,000 │ RIP 5x...to the sockdrawer

Langley FCU Signature Cash Back Visa │ $25,000 │ 5% selectable rotator

Platinum Garden Club Spade │ 0/12 inquiries │ 0/12 new accounts

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Congrats on your victory!

AMEX Hilton Honors Surpass | $20,000

BoA Premium Rewards | $37,500

BoA Customized Cash Rewards | $6,000

Chase Sapphire Preferred | $14,500

Chase Freedom Unlimited | $16,600

Chase Freedom Flex | $12,400

Chase Freedom | $500

Chase Amazon Prime Rewards | $22,100

Discover It | $15,500

PNC Points | $12,500

PSECU Alumni Rewards | $25,000

Best Buy Visa | $3,250

Google | $2,700

Wolf Furniture | $8,500

Target RedCard Debit

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Grtz on getting a goal card! Disco has been my favorite issuer of the ones that we've used, so I hope they will treat you well too.

Disco It CB 17.4k

USB State Farm PCR 12k

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@Anonymous Congrats!! Welcome to the discover family (I'm new to the family myself!) And welcome to MF!

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Great job... I think the approach of getting in with them befoore applying is very helpful.

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Lowes $25,000 APR 26.99%

Starting Scores (06/2016):

Current Fico8 Scores (Updated 11/12/24):

Current Fico10 Scores (Updated 11/12/24):

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