Well, firstly I want to thank everyone that participates in these forums. A lot of good advice and good direction.
So, I want to say that in the last six months I have completely turned around my available credit. I started with an old Capital One Card with a $470 limit I have had forever. Was the only credit card I had after my divorce.
In any event, I want to share what cards I got, when, and so on in the hopes that others might be able to take advatege of this oppoertunities. I work hard and have a high income, so your mileage may vary from mine.
LLBean Visa from Barclays - 3/14 - $1,200 (I shop at LL Bean quite frequently so the bonus certificates are nice).
Capital One Platinum - called and complained and got a $500 increase. 4/14
Capital One Quicksilver One - 4/14 - had to send income verification, $3,000 line; increased to $10,000 in 9/14 after making the fifth payment.
Discover Chrome - 4/14 - $1,500
Amex Green - 3/14 - fairly easy to get, spending ability $10,000 generally.
Liberty Bank and Trust, New Orleans, LA - 8/14 - applied online; had to upload income verification and identification, $10,000 line with 9.9% interest; no frills. I highly recommend this card especially the interest rate.
USAA Amex Cash Rewards - 9/15 - $5,000
Barclay's Black Card - 9/15 - $5,000 - I know this is an unpopular card but the travel insurance and airport lounge stuff will more than pay the $495 annual fee. If you travel by air a good bit, this is a worthwhile card. If you don't, it isn't.
Amazing what you can accomplish in six months. Having more than $30,000 in available credit is a nice feeling. Keeping my utilization at 1%. We'll see how all this grows. My credit score went from 626 to 676 over these six months despite the inquiries. I highly recommend Liberty Bank & Trust if you qualify geographically to apply.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Gardening Until Further Notice