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AMEX 3X CLI approved

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axledobe
Frequent Contributor

AMEX 3X CLI approved

I waited until about my 80th day from account creation because I was able to get a tax lien deleted from EX which took my score from 704 upon initial application to 788 and I wanted them to SP me again before asking.  I checked EX this morning and they had SP'ed me 5/28 which was 6 days after the tax lien was deleted so I was finally able to pull the trigger.

 

Instant approval/Congrats screen

EX score:  788

2K to 6K

Amex was one of three cards in my mid March app spree

Util 1%

Usage since opening:  5K+ with many, many payments made to keep balance down

 

Very excited and looking forward to 12/1/2014 so I can ask for 4K more to make it an even 10K. 

 


FICO SCORES: TU 769; EX 790; EQ 790 ***Gardening indefinitely***



Message 1 of 8
7 REPLIES 7
coldnmn
Mega Contributor

Re: AMEX 3X CLI approved

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 8
MsLadyRover
Valued Contributor

Re: AMEX 3X CLI approved

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 3 of 8
alvon123
Super Contributor

Re: AMEX 3X CLI approved

congrats


Message 4 of 8
gdale6
Moderator Emeritus

Re: AMEX 3X CLI approved

Grats OP, enjoy Smiley Happy

Message 5 of 8
myjourney
Super Contributor

Re: AMEX 3X CLI approved

Congrats Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 8
changingmantra2
Regular Contributor

Re: AMEX 3X CLI approved

Congratulations on both the increase and on  having the lien removed.  Just how did you have it removed?  I have one that was paid in 2011, which is scheduled to stay there until 2016 Smiley Sad.

“We delight in the beauty of the butterfly, but rarely admit the changes it has gone through to achieve that beauty.”
― Maya Angelou
Message 7 of 8
CelticLady
Regular Contributor

Re: AMEX 3X CLI approved


@axledobe wrote:

I waited until about my 80th day from account creation because I was able to get a tax lien deleted from EX which took my score from 704 upon initial application to 788 and I wanted them to SP me again before asking.  I checked EX this morning and they had SP'ed me 5/28 which was 6 days after the tax lien was deleted so I was finally able to pull the trigger.

 

Instant approval/Congrats screen

EX score:  788

2K to 6K

Amex was one of three cards in my mid March app spree

Util 1%

Usage since opening:  5K+ with many, many payments made to keep balance down

 

Very excited and looking forward to 12/1/2014 so I can ask for 4K more to make it an even 10K. 

 


Very big congrats! I've been checking daily for your post. Glad you finally got that Lien removed. Smiley Happy

Wells Fargo Propel / AMEX BCE / Cap1 QS WMC / Chase Freedom / Cap1 QS / Discover it / Cap1 QSO / Chase Amazon Visa / PayPal CBMC /
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