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AMEX 3x cli Approved!!!!! though a bit over the 61mark

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JusdoNit
Established Contributor
‎11-15-2012 03:00 PM
‎11-15-2012 03:00 PM

AMEX 3x cli Approved!!!!! though a bit over the 61mark

Yesterday I called and requested a 3x increase on my Costco True Earnings AMEX.  It was approved and I am quite overjoyed.Smiley Surprised

 

 

 Reasons being;

I have a 32% utilization across the board.  I do not pay this card in full and I've only had it since the end of Aug.  My card balance was over half the limit when I requested the increase.  My fico scores have dropped almost 70 points since I started using my cards for new home repairs.  All of these factors were racing through my mind.  I decided to give it a try anyway. Man! Am I glad I did.

 

Awesome outcome.  Never could of got here without* all the triumphs and trials of the participants on this boardSmiley Wink

Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800
If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge


Message 1 of 17
16 REPLIES 16
Epcot
Valued Contributor
‎11-15-2012 03:02 PM
‎11-15-2012 03:02 PM

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark

Wow.. Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 2 of 17
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JusdoNit
Established Contributor
‎11-15-2012 04:17 PM
‎11-15-2012 04:17 PM

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark

Thanks.  I am quite excited and still shocked considering the factors involved.Smiley Happy

Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800
If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge


Message 3 of 17
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jsickz32
Valued Contributor
‎11-15-2012 04:19 PM
‎11-15-2012 04:19 PM

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark

Congrats!
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 4 of 17
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Anonymous
Not applicable
‎11-15-2012 04:26 PM
‎11-15-2012 04:26 PM

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark

Congrats

Message 5 of 17
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nicholasyud
Valued Contributor
‎11-15-2012 04:44 PM
‎11-15-2012 04:44 PM

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark

Big congrat

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 6 of 17
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armbenderc
Valued Contributor
‎11-15-2012 04:45 PM
‎11-15-2012 04:45 PM

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark

@JusdoNit wrote:

Yesterday I called and requested a 3x increase on my Costco True Earnings AMEX.  It was approved and I am quite overjoyed.Smiley Surprised

 

 

 Reasons being;

I have a 32% utilization across the board.  I do not pay this card in full and I've only had it since the end of Aug.  My card balance was over half the limit when I requested the increase.  My fico scores have dropped almost 70 points since I started using my cards for new home repairs.  All of these factors were racing through my mind.  I decided to give it a try anyway. Man! Am I glad I did.

 

Awesome outcome.  Never could of got here without* all the triumphs and trials of the participants on this boardSmiley Wink

What is your CL before the CLI?

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 7 of 17
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Repo-ed
Senior Contributor
‎11-15-2012 05:54 PM
‎11-15-2012 05:54 PM

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark

that's pretty crazy they let it fly
5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 8 of 17
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JusdoNit
Established Contributor
‎11-15-2012 06:29 PM
‎11-15-2012 06:29 PM

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark

I know right. LOL, but I'll take it and some more if they give it to meSmiley Wink

Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800
If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge


Message 9 of 17
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Anonymous
Not applicable
‎11-15-2012 07:07 PM
‎11-15-2012 07:07 PM

Re: AMEX 3x cli Approved!!!!! though a bit over the 61mark

Congrats!!! What was your CL before and what is it now?

Message 10 of 17
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